HFPHome Finance
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Financing available

$290,000

1005 Steadham Road, Loving, TX 76460

2
beds
2
baths
2,028
sqft

Est. with seller financing: $2,779/mo

  • Single-family
  • Built in 1955
  • 86,554 sq ft lot
  • $143/sqft
  • Young County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to small-town living in Loving, Texas! Situated on approximately 1.99 acres, this spacious 2-bedroom, 2-bathroom home offers approximately 2,028 square feet of living space with a wonderful combination of comfort, character, and functionality. Recent interior updates include new insulation, sheetrock, and vinyl flooring in the living room, while the dining room showcases a beautiful wood-burning cowboy fireplace that adds warmth and rustic charm. Outside, enjoy an attractive back porch area, perfect for relaxing or entertaining, along with a charming breezeway connecting the main house to the attached garage. Beautiful, mature trees enhance the property's inviting setting, while the manageable landscaping offers an appealing balance of natural beauty and easy upkeep. The property also features a pole barn, providing additional space for storage, equipment, or hobbies, and a storm cellar for added peace of mind during severe weather. With nearly two acres to enjoy and convenient access to Graham, this property offers room to spread out while enjoying the slower pace of small-town living. Come explore the possibilities and discover the charm this property has to offer!

Listing courtesy of Ruby Jernigan, Agape and Associates LLC · MLS #21423493 · 9403933667

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Open Floorplan

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Vinyl

Appliances

  • Dryer
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Gas Water Heater
  • Microwave
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Blower Fan
  • Dining Room
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Metal
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Additional Parking
  • Driveway
  • Garage
  • Garage Door Opener
  • Lighted
  • Garage Faces Side

Lot

  • Acreage
  • Cleared
  • Interior Lot
  • Few Trees

Community

Neighborhood

  • Subdivision: Loving

Schools

  • District: Graham ISD
  • Elementary: Graham
  • Middle: Graham
  • High: Graham

Financial & listing details

Listing

  • Price per sq ft: $143
  • County: Young
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,779/mo

Principal & interest
$2,100/mo
Property taxes (est.)
$544/mo
Homeowners insurance (est.)
$135/mo
Loan amount
$261,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements