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Financing available

$204,500

1008 N 14th Street, Waco, TX 76707

2
beds: 2
baths: 1,116
sqft

Est. with seller financing: $1,915/mo

Single-family
Built in 2009
8,015 sq ft lot
$183/sqft
McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Weary of confined apartment living? Here’s a two-bedroom, two bath home on a cozy corner lot just a few blocks from West Avenue Elementary School. This home located minutes from Waco Family Medicine, downtown, and Baylor University, boasts an open floor plan that combines living area, dining area, and kitchen into an inviting and functional living space. East facing windows (NE and SE) flood the open plan with brilliant morning light. New luxury vinyl plank flooring installed throughout entire house. HVAC system replaced in March-April 2023. The fully fenced backyard provides a terrific opportunity for an avid gardener given the hours of sunlight available each day. Rooftop solar panels offset the monthly utility bills in this all-electric home. The property is situated in a mature neighborhood that is being revitalized with multiple new builds on nearby streets and empty lots.

Facts & features

Interior

Features

High Speed Internet
Open Floorplan
Cable Tv

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Luxury Vinyl Plank

Appliances

Dishwasher
Electric Range
Electric Water Heater
Disposal

Laundry

Washer Hookup
Dryer Hookup
Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Features

Rain Gutters

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition, Shingle
Foundation: Slab

Parking

Concrete
Driveway
No Garage
On Street

Lot

Corner Lot
Landscaped

Community

Neighborhood

Subdivision: Reynolds

Schools

District: Waco ISD
Elementary: West Avenue
Middle: Cesar Chavez
High: University

Financial & listing details

Listing

Price per sq ft: $183
County: McLennan
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,915/mo

Down payment10% ($20,450)10%20%

Check Your Financing Options

Principal & interest: $1,481/mo
Property taxes: $339/mo
Homeowners insurance (est.): $95/mo

Loan amount: $184,050
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Kevin Moore, Keller Williams Realty, Waco · MLS #21237230 · 254-751-7900

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.