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Financing available

$345,000

101 Iron Horse Lane, Denison, TX 75020

4
beds
2.5
baths
1,870
sqft

Est. with seller financing: $2,689/mo

  • Single-family
  • Built in 2026
  • 7,607 sq ft lot
  • $184/sqft
  • $30/mo HOA
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Modern style meets thoughtful design at 101 Iron Horse Lane, a brand-new 2026 home by Dreams II Reality Group in Denison’s Katy Crossing. Offering 4 bedrooms, 2.5 baths and 1,870 square feet, this home stands apart with a sophisticated palette, contemporary finishes and a functional open-concept floor plan. The interior makes an immediate impression with high ceilings, warm wood-look LVP flooring, contemporary lighting and a cohesive mix of charcoal, black and natural wood tones. The kitchen is a standout, featuring rich charcoal shaker-style cabinetry, quartz countertops, a coordinating full-height backsplash, black hardware, under-cabinet lighting, a pot filler and a built-in wine rack. Even grocery day was considered in the design—a convenient Costco door connects the garage directly to the pantry, making it easy to unload groceries and bulk purchases without carrying everything through the house. The kitchen opens directly to the main living space, where a sleek linear fireplace creates a dramatic focal point. Modern details continue throughout the home, including a wood-tone staircase accented by horizontal metal railing. The primary suite includes a private bath with dual vanities and a beautifully tiled walk-in shower, while three additional bedrooms provide plenty of flexibility for bedrooms, guests or office space. Outdoor living wasn’t overlooked. The covered rear patio is finished with a wood-plank ceiling and ceiling fan, creating a polished extension of the home’s living space. Rock wool insulation provides enhanced sound control, fire resistance and thermal performance. And the home is backed by a 1-2-10 builder warranty for added peace of mind. 101 Iron Horse Lane delivers distinctive design, smart functionality and the benefits of brand-new construction without the builder-basic feel.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Luxury Vinyl Plank
  • Tile

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 2
  • Electric
  • Living Room
  • Primary Bedroom

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 2
  • Roof: Asphalt
  • Foundation: Slab
  • Materials: Board And Batten Siding, Brick, Cedar

Parking

  • Garage spaces: 2
  • Garage
  • Garage Door Opener

Lot

  • Back Yard
  • Lawn

Community

Neighborhood

  • Subdivision: Katy Crossing

HOA

  • Denison Katy Crossing HOA

Schools

  • District: Denison ISD
  • Elementary: Mayes
  • Middle: Henry Scott,Mcdaniel
  • High: Denison

Financial & listing details

Listing

  • Price per sq ft: $184
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,689/mo

Principal & interest
$2,498/mo
Property taxes
Not available
Homeowners insurance (est.)
$161/mo
HOA dues
$30/mo
Loan amount
$310,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Brittney Kelley

TDRealty

817-890-7325

MLS #
21404389

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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