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Financing available

$259,000

101 Ross Street W, Sulphur Springs, TX 75482

4
beds
2
baths
1,520
sqft

Est. with seller financing: $2,398/mo

  • Single-family
  • Built in 2023
  • 6,098 sq ft lot
  • $170/sqft
  • Hopkins County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

This newly constructed 4-bedroom, 2-bath home sits on a corner lot near downtown Sulphur Springs. Relax on the back patio or in the backyard hot tub, enclosed by a privacy fence. The yard is sodded with lush NorthBridge Bermuda grass, and a newly installed sprinkler system manages the whole property. Inside, enjoy luxury vinyl plank flooring and airy 9-foot ceilings in the living and dining areas. The kitchen and baths boast quartz countertops and a pantry. The private primary suite overlooks the backyard, featuring a tiled shower and dual walk-in closets. Three additional bedrooms offer versatility—ideal for a home office or gym. A welcoming front porch and full-size 2-car garage complete this inviting home.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Open Floorplan
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Range
  • Disposal
  • Microwave
  • Vented Exhaust Fan

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • In Kitchen

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Fiber Cement

Parking

  • Garage spaces: 2
  • Concrete
  • Garage
  • Garage Door Opener

Community

Neighborhood

  • Subdivision: Smith

Schools

  • District: Sulphur Springs ISD
  • Elementary: Sulphurspr
  • Middle: Sulphurspr
  • High: Sulphurspr

Financial & listing details

Listing

  • Price per sq ft: $170
  • County: Hopkins
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,398/mo

Principal & interest
$1,876/mo
Property taxes
$401/mo
Homeowners insurance (est.)
$121/mo
Loan amount
$233,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Justin Lee Riley, Coldwell Banker Lakehaven, REA · MLS #21209107 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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