HFPHome Finance
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Financing available

$439,000

1017 Ponderosa Drive, Aubrey, TX 76227

4
beds
3
baths
2,744
sqft

Est. with seller financing: $4,094/mo

  • Single-family
  • Built in 2015
  • 7,187 sq ft lot
  • $160/sqft
  • $64/mo HOA
  • Denton County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to a charming neighborhood where manicured lawns, friendly waves, and evening strolls make coming home feel special! Beautifully maintained and move-in ready, this four-bedroom, three-bath, 1.5-story home blends elegant details with comfortable spaces for everyday living and entertaining. A dramatic rotunda entry welcomes you with hand-scraped hardwood floors, graceful archways, and custom paint. The formal dining room sets the stage for memorable gatherings, while the open-concept family room features a wall of windows overlooking the backyard. The upgraded kitchen offers rich 42-inch wood cabinetry, granite countertops, stainless steel appliances, a spacious working island, breakfast bar, and five-burner electric cooktop. Ample storage and an inviting layout make it easy to cook, gather, and stay connected. All four bedrooms are conveniently located downstairs, including two generous secondary bedrooms measuring approximately 12 x 12. The private primary suite features vaulted ceilings, a bay-window sitting area, and a spacious walk-in closet. Its beautiful ensuite bath offers dual vanities, a soaking tub, and a separate frameless shower with built-in seating and a rain showerhead. Upstairs, a spacious game room with a full bathroom creates the perfect retreat for Friday night football watch parties, movie nights, or a quiet getaway. This flexible space offers endless ways to relax and entertain! Outside, the covered patio overlooks a spacious backyard ready for barbecues, gatherings, and peaceful evenings. An updated roof and gutters add to the appeal of this thoughtfully designed home, filled with warmth, character, and room to enjoy.

Listing courtesy of Cami Hobbs Riley, Keller Williams Prosper Celina · MLS #21421906 · 972-382-8882

Facts & features

Interior

Features

  • Dry Bar
  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Cable Tv
  • Vaulted Ceilings

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Wood

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave

Laundry

  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

Features

  • Lighting
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Pool

  • Community

Community

Neighborhood

  • Subdivision: Cross Oak Ranch Ph 3 Tr

HOA

  • Essex Management

Schools

  • District: Denton ISD
  • Elementary: Cross Oaks
  • Middle: Navo
  • High: Ray Braswell

Financial & listing details

Listing

  • Price per sq ft: $160
  • County: Denton
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,094/mo

Principal & interest
$3,179/mo
Property taxes
$646/mo
Homeowners insurance (est.)
$205/mo
HOA dues
$64/mo
Loan amount
$395,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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