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Financing available

$879,990

1017 Spencer Street, Allen, TX 75013

4
beds
4.5
baths
3,308
sqft

Est. with seller financing: $8,010/mo

  • Single-family
  • Built in 2019
  • 7,144 sq ft lot
  • $266/sqft
  • $102/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

**$0 DOWN AVAILABLE OR RATE BUY DOWN WITH PREFERRED LENDER**Tucked away on a quiet cul de sac in the highly sought after Montgomery Farm community, this meticulously maintained 4 bedroom, 4.5 bath home offers a rare combination of space, privacy and thoughtful design. From the moment you step inside, you’ll appreciate the inviting atmosphere, natural light and seamless flow created for both everyday living and entertaining. The thoughtfully designed floor plan offers exceptional flexibility, including two spacious bedrooms on the main level, each with a private en suite bath. The heart of the home is an inviting kitchen and living space that makes gathering with family and friends effortless, while the upstairs offers even more room to spread out with additional bedrooms, a game room and media room. Outside, mature shade trees and a covered patio create a peaceful backyard retreat that feels tucked away from it all. A three car tandem garage provides added parking, storage and flexibility. Ideally located within highly regarded Allen ISD and just minutes from Watters Creek, parks, greenbelts, walking and biking trails, shopping, dining and entertainment, this Montgomery Farm gem offers a lifestyle that truly stands apart. With a unique floor plan, beautiful setting and details that are best appreciated in person, this is one you won’t want to miss.

Facts & features

Interior

Features

  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • In Law Floorplan
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Some Gas Appliances
  • Double Oven
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Microwave
  • Plumbed For Gas

Fireplace

  • Fireplaces: 1
  • Gas
  • Gas Starter
  • Living Room

Laundry

  • Washer Hookup
  • Dryer Hookup

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 3
  • Door Single
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Tandem

Lot

  • Cul De Sac
  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Angel Field East

HOA

  • CMA Management

Schools

  • District: Allen ISD
  • Elementary: Norton
  • Middle: Ereckson,Lowery Freshman Center
  • High: Allen

Financial & listing details

Listing

  • Price per sq ft: $266
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$8,010/mo

Principal & interest
$6,373/mo
Property taxes
$1,124/mo
Homeowners insurance (est.)
$411/mo
HOA dues
$102/mo
Loan amount
$791,991
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Joey Stanbery, RE/MAX DFW Associates · MLS #21382004 · 214-523-3300

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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