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Financing available

$172,900

1020 Fisher Street, Bellmead, TX 76705

3
beds
1
baths
1,040
sqft

Est. with seller financing: $1,427/mo

  • Single-family
  • Built in 1939
  • 11,238 sq ft lot
  • $166/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

MOVE-IN READY WITH TIMELESS CHARACTER AND MODERN UPDATES! This charming 3-bedroom, 1-bath North Waco home pairs the character of its 1939 construction with thoughtful improvements throughout. Beautifully refinished original hardwood floors, new carpet, fresh exterior paint, an updated kitchen, and a remodeled bathroom give the home a fresh feel while preserving its classic appeal. Major improvements include a 2024 HVAC system and gas water heater replaced in 2021, adding comfort and functionality to the home's many updates. Outside, the spacious fully fenced lot is shaded by mature trees and offers plenty of room to relax, entertain, or play. A large custom-built workshop provides valuable space for hobbies, projects, equipment, or additional storage, while the adjacent concrete slab offers even more flexibility for grilling, outdoor entertaining, or recreational use. Conveniently located in North Waco, this inviting home delivers a combination of established character, updated interiors, generous outdoor space, and a standout workshop that's hard to find. Come take a fresh look at everything this property has to offer!

Facts & features

Interior

Features

  • Eat In Kitchen
  • Open Floorplan

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Tile
  • Wood

Appliances

  • Some Gas Appliances
  • Plumbed For Gas
  • Refrigerator

Exterior & lot

Features

  • Rain Gutters
  • Storage

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Pillar Post Pier

Parking

  • Additional Parking

Community

Neighborhood

  • Subdivision: Lippard H J

Schools

  • District: La Vega ISD
  • Elementary: La Vega
  • Middle: La Vega
  • High: La Vega

Financial & listing details

Listing

  • Price per sq ft: $166
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,427/mo

Principal & interest
$1,252/mo
Property taxes
$94/mo
Homeowners insurance (est.)
$81/mo
Loan amount
$155,610
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Ginnie Harwood, Graceland Real Estate · MLS #21315000 · 254-772-7788

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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