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Financing available

$319,900

1025 Lincoln Drive, Royse City, TX 75189

3
beds
2
baths
1,833
sqft

Est. with seller financing: $3,081/mo

  • Single-family
  • Built in 2014
  • 9,148 sq ft lot
  • $175/sqft
  • $53/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to Hidden Creek! This 3-bedroom, 2-bath home in Royse City offers an inviting layout with thoughtful updates and spaces designed for everyday living. The open-concept main living area flows into the kitchen, featuring granite countertops, stainless steel appliances, and a bright breakfast nook with a window seat. A flexible bonus space gives you options for a home office, formal dining room, game room, or second living area. The primary suite offers a relaxing retreat with double vanities, a soaking tub, separate walk-in shower, and walk-in closet. Recent updates include new flooring and interior paint in September 2024, a new HVAC system in March 2025, and a new roof in August 2023. Outside, the covered patio extends the living space and overlooks a well-kept landscaped backyard, ideal for entertaining or enjoying a quiet evening outdoors. Conveniently located near parks, schools, shopping, dining, and major roadways, this home offers comfort, flexibility, and peace of mind in a sought-after Royse City community. Conveniently located near parks, shopping, schools and restaurants.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Range
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Decorative
  • Gas Starter
  • Living Room
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Alley Access
  • Door Single
  • Driveway
  • Garage
  • Garage Door Opener
  • Garage Faces Rear

Pool

  • Community

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Hidden Creek Estates 2

HOA

  • Hidden Creek HOA

Schools

  • District: Royse City ISD
  • Elementary: Davis
  • Middle: Ouida Baley
  • High: Royse City

Financial & listing details

Listing

  • Price per sq ft: $175
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,081/mo

Principal & interest
$2,317/mo
Property taxes
$562/mo
Homeowners insurance (est.)
$149/mo
HOA dues
$53/mo
Loan amount
$287,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Kelli Wenzel, Ebby Halliday, REALTORS · MLS #21364220 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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