HFPHome Finance
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Financing available

$224,000

103 5th Street, Rule, TX 79547

3
beds
2
baths
1,775
sqft

Est. with seller financing: $1,934/mo

  • Single-family
  • Built in 1975
  • 33,367 sq ft lot
  • $126/sqft
  • Haskell County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

MOTIVATED SELLER!!!...Welcome to country living with room to breathe, all conveniently located just inside the city limits of Rule. This charming three-bedroom, two-bathroom ranch-style brick home offers the perfect blend of comfort, space, and functionality. Step through the front door into the oversized, newly remodeled kitchen, where a massive center island takes center stage. Complete with abundant storage, bar seating, and plenty of workspace, this kitchen was designed for entertaining. A cozy breakfast area and separate dining room provide ample room for family gatherings, holiday meals, and hosting friends. Just off the kitchen, you'll find a spacious laundry room with exceptional storage and enough space for an additional freezer or refrigerator. The inviting living room features new flooring and a beautiful brick fireplace with a wood-burning insert, creating a warm and welcoming atmosphere. All three bedrooms are generously sized, while the primary suite offers excellent closet space and a private ensuite bath. An added bonus is the sunroom located just off the kitchen, providing the perfect spot to enjoy your morning coffee or afternoon tea while overlooking the mature shade trees and fenced patio area. Outside, the property continues to impress with acreage and several valuable improvements. A second structure offers endless possibilities and, with a little TLC, could become a guest cabin, home office, hobby space, or workout room. The metal garage-shop features a concrete floor and a working water well, making it ideal for projects, storage, or recreational use. With its combination of comfortable living space, energy-efficient solar panels, versatile outbuildings, and room to spread out, this unique property offers the best of small-town living with country charm.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Cable Tv
  • Natural Woodwork

Heating & cooling

  • Heating: Active Solar, Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric, Wall Units

Flooring

  • Ceramic Tile
  • Laminate

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Blower Fan
  • Family Room
  • Living Room
  • Wood Burning
  • Wood Burning Stove
  • Insert

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Storage

Construction

  • Style: Ranch, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Wood Siding

Parking

  • Attached Carport
  • Boat
  • Covered
  • Carport
  • Rv Access Parking

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Few Trees

Community

Neighborhood

  • Subdivision: H&Tc Rr Co Surv Abs 906 Sec 72

Schools

  • District: Rule ISD
  • Elementary: Rule
  • Middle: Rule
  • High: Rule

Financial & listing details

Listing

  • Price per sq ft: $126
  • County: Haskell
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,934/mo

Principal & interest
$1,622/mo
Property taxes
$207/mo
Homeowners insurance (est.)
$105/mo
Loan amount
$201,600
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Megan Cox, Rike Real Estate, LLC · MLS #21304059 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.