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Financing available

$449,000

103 Cedar Drive, Oak Leaf, TX 75154

3
beds
2
baths
2,594
sqft

Est. with seller financing: $3,979/mo

  • Single-family
  • Built in 1972
  • 47,480 sq ft lot
  • $173/sqft
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Nestled on over an acre in the highly sought-after town of Oak Leaf, this single-family-owned property offers the perfect opportunity to enjoy the peace of country living while remaining conveniently close to modern amenities. Tucked away in an established neighborhood surrounded by mature trees, you'll appreciate the privacy, tranquility, and easy access to nearby shopping, dining, and I-35E for commuting throughout DFW. The expansive lot, with a wide footprint, tree-lined rear boundary, and exceptional space between neighbors, provides a setting that feels like your own private retreat. Country living amenities are already in place for you, including a greenhouse, garden area, dog run, chicken coop space, and a sparkling oversized 12-foot-deep pool with diving board. The pool was resurfaced in '25 and also features a new drain and port cleaner for added peace of mind. Additional exterior amenities include multiple carports, a spacious 30x13 covered back patio, and an oversized detached garage complete with storage space and a convenient half bath. Inside, you'll find a home with great bones, thoughtful updates, and tremendous potential to make it your own. Recent improvements include beautiful engineered hardwood flooring ('24), quartz kitchen countertops ('20), fully replaced windows ('22), hot water heater ('24), septic tanks replaced ('17), and a foundation repair with transferable warranty ('18). The plumbing has even been fully replaced. The flexible floor plan offers a variety of spaces to fit your lifestyle. The dining room and office can easily adapt to your changing needs, while the converted garage provides an ideal den, playroom, media room, or man cave. A butler's pantry adds valuable kitchen storage and workspace, while the oversized utility room features a sink, pantry area, and room for an additional refrigerator or freezer. Properties like this are hard to find. Bring your vision and make this Oak Leaf gem your own. Schedule your showing today!

Facts & features

Interior

Features

  • Built In Features
  • High Speed Internet
  • Pantry
  • Paneling Wainscoting
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Engineered Hardwood
  • Laminate

Appliances

  • Double Oven
  • Dryer
  • Dishwasher
  • Electric Cooktop
  • Electric Water Heater
  • Disposal
  • Refrigerator
  • Washer

Fireplace

  • Fireplaces: 1
  • Living Room
  • Masonry
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Awnings
  • Dog Run
  • Garden
  • Rain Gutters
  • Storage

Construction

  • Style: Ranch, Detached
  • Stories: 1
  • Roof: Composition, Shingle
  • Foundation: Slab
  • Materials: Brick, Vinyl Siding

Parking

  • Garage spaces: 2
  • Converted Garage
  • Concrete
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • On Street

Pool

  • Diving Board
  • Fenced
  • Fiberglass
  • In Ground
  • Outdoor Pool
  • Pool

Lot

  • Back Yard
  • Lawn
  • Landscaped
  • Few Trees

Community

Neighborhood

  • Subdivision: Hampton Acres #1-Rev

Schools

  • District: Red Oak ISD
  • Elementary: Shields
  • Middle: Dr. Joy Shaw
  • High: Red Oak

Financial & listing details

Listing

  • Price per sq ft: $173
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,979/mo

Principal & interest
$3,251/mo
Property taxes
$518/mo
Homeowners insurance (est.)
$210/mo
Loan amount
$404,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Justin Hardin, Keller Williams Realty · MLS #21294986 · 972-938-2222

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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