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Financing available

$285,000

103 Cedar Shadow Lane, Whitney, TX 76692

3
beds: 2
baths: 1,452
sqft

Est. with seller financing: $2,216/mo

Single-family
Built in 2026
22,913 sq ft lot
$196/sqft
Hill County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Beautifully situated on a spacious half-acre lot, this stunning 3-bedroom, 2-bath new construction home offers modern finishes with a relaxed country feel. Conveniently located just minutes from Whitney, Juniper Cove Marina, dining, shopping, and the recreational opportunities of Lake Whitney. The inviting open-concept floor plan features durable luxury vinyl plank flooring and a beautifully appointed kitchen with quartz countertops, stainless steel appliances, abundant cabinetry, and plenty of workspace for everyday living and entertaining. The generous primary suite provides a private retreat with an ensuite bath and walk-in closet. With quality finishes, a desirable location near the lake, and plenty of outdoor space, this beautiful new home offers the perfect opportunity to enjoy the Lake Whitney lifestyle. Seller and Builder is a Texas Realtor.

Facts & features

Interior

Features

Open Floorplan
Pantry
Walk In Closets

Heating & cooling

Heating: Central, Electric, Humidity Control, Heat Pump
Cooling: Central Air, Ceiling Fans, Electric, Humidity Control, Heat Pump

Flooring

Carpet
Vinyl

Appliances

Dishwasher
Electric Range
Electric Water Heater
Disposal
Microwave

Laundry

Washer Hookup
Dryer Hookup
Electric Dryer Hookup

Exterior & lot

Construction

Style: Farmhouse, Modern, Detached
Stories: 1
Roof: Composition
Foundation: Slab
Materials: Board And Batten Siding

Parking

Garage spaces: 2
Concrete
Covered
Direct Access
Door Single
Driveway
Garage Faces Front
Inside Entrance
Lighted

Lot

Interior Lot

Community

Neighborhood

Subdivision: The Estates

Schools

District: Whitney ISD
Elementary: Whitney
Middle: Whitney
High: Whitney

Financial & listing details

Listing

Price per sq ft: $196
County: Hill
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,216/mo

Down payment10% ($28,500)10%20%

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Principal & interest: $2,064/mo
Property taxes: $19/mo
Homeowners insurance (est.): $133/mo

Loan amount: $256,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Allison Fox

JPAR Cleburne

MLS #: 21386721

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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