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Financing available

$250,000

103 N Mill Street, Savoy, TX 75479

3
beds: 2
baths: 1,250
sqft

Est. with seller financing: $2,396/mo

Single-family
Built in 1930
8,886 sq ft lot
$200/sqft
Fannin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

This beautifully renovated 1930 home blends classic charm with today’s modern finishes. Taken down to the studs, everything is NEW—HVAC, plumbing, electrical, roof, appliances, and more! Enjoy 3 spacious bedrooms, 2 full bathrooms, and a bright open floor plan with luxury vinyl plank flooring throughout. The kitchen boasts granite countertops, custom cabinets, and stainless steel appliances. The large back porch offers a perfect space for relaxing or entertaining. This move-in ready home offers the character of an original build with the peace of mind of a full modern upgrade. Don’t miss your chance to own this turnkey gem!

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Eat In Kitchen
Granite Counters
High Speed Internet
Open Floorplan
Cable Tv

Heating & cooling

Heating: Central
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Luxury Vinyl Plank

Appliances

Some Gas Appliances
Dishwasher
Gas Range
Gas Water Heater
Plumbed For Gas
Refrigerator

Exterior & lot

Construction

Style: Detached
Stories: 1
Roof: Composition
Foundation: Pillar Post Pier
Materials: Fiber Cement

Parking

Driveway
Gravel
On Site
Open
On Street

Community

Neighborhood

Subdivision: OT of Savoy

Schools

District: Savoy ISD
Elementary: Savoy
Middle: Savoy
High: Savoy

Financial & listing details

Listing

Price per sq ft: $200
County: Fannin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,396/mo

Down payment10% ($25,000)10%20%

Check Your Financing Options

Principal & interest: $1,810/mo
Property taxes (est.): $469/mo
Homeowners insurance (est.): $117/mo

Loan amount: $225,000
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Stuart Hall, Frontier Properties Real Estate, LLC · MLS #21237596 · 903-583-8721

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.