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Financing available

$599,000

103 Water Garden Drive, Waxahachie, TX 75165

5
beds: 3
baths: 2,940
sqft

Est. with seller financing: $5,712/mo

Single-family
Built in 2017
10,280 sq ft lot
$204/sqft
$58/mo HOA
Ellis County

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Seller financing is available to qualified buyers.

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About this home

Nestled in the heart of one of Waxahachie’s most sought-after neighborhoods, 103 Water Garden Drive is where space, style, and functionality meet. This expansive 5-bedroom, 3-bath home sits on a beautifully manicured corner lot and features two spacious living areas, a dedicated office, and a versatile game room—perfect for both everyday living and entertaining. The open-concept kitchen shines with granite countertops, stainless steel appliances, and custom cabinetry, while the main living room impresses with hardwood floors, a cozy fireplace, and abundant natural light. The primary suite offers a peaceful retreat with high ceilings and a spa-inspired ensuite bath. Upstairs, the flexible loft space and generously sized bedrooms provide room for everyone to spread out. A lush backyard shaded by mature trees offers privacy and room to play or relax. Thoughtfully designed and move-in ready, this home blends timeless charm with modern comfort—all just minutes from schools, shopping, and dining.

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Eat In Kitchen
High Speed Internet
Open Floorplan
Cable Tv

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Electric

Flooring

Carpet
Tile
Wood

Appliances

Some Gas Appliances
Dishwasher
Gas Cooktop
Disposal
Microwave
Plumbed For Gas

Fireplace

Fireplaces: 1
Decorative
Living Room
Wood Burning

Laundry

Laundry In Utility Room

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 2
Roof: Composition
Foundation: Slab
Materials: Brick, Rock, Stone

Parking

Garage spaces: 3
Driveway
Garage Faces Side

Lot

Back Yard
Lawn
Subdivision
Few Trees

Community

Neighborhood

Subdivision: Estates Of Garden Valley

HOA

Garden Valley Estates HOA

Schools

District: Waxahachie ISD
Elementary: Margaret Felty
Middle: Finley
High: Waxahachie

Financial & listing details

Listing

Price per sq ft: $204
County: Ellis
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,712/mo

Down payment10% ($59,900)10%20%

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Principal & interest: $4,338/mo
Property taxes: $1,036/mo
Homeowners insurance (est.): $280/mo
HOA dues: $58/mo

Loan amount: $539,100
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Leslie Majors, Legacy Realty Group · MLS #20982642 · 972-905-6333

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.