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Financing available

$219,000

1032 Ray Drive, Denison, TX 75020

3
beds
2
baths
1,248
sqft

Est. with seller financing: $1,688/mo

  • Single-family
  • Built in 2023
  • 6,229 sq ft lot
  • $175/sqft
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Enjoy comfort, flexibility, and modern style in this beautifully designed 3-bedroom, 2-bath home with a dedicated office and an inviting open-concept layout perfect for everyday living and entertaining. Step inside to find luxury vinyl wood-look plank flooring throughout the home — no carpet, creating a clean, cohesive, and low-maintenance living space. The open floor plan allows natural light to flow effortlessly through the living, dining, and kitchen areas, making the home feel bright and welcoming from the moment you enter. The kitchen serves as the heart of the home with plenty of space for gathering, cooking, and entertaining, while the dedicated office provides flexibility for working from home, hobbies, or additional flex space to fit your lifestyle. Privately situated at the back of the home, the spacious primary suite offers a peaceful retreat complete with a private en-suite bathroom and a large walk-in closet. The secondary bedrooms are well-sized and versatile, ideal for guests, additional office space, or growing household needs. Step outside to enjoy the large fully fenced backyard, offering endless possibilities for outdoor entertaining, pets, gardening, or simply relaxing in your own private outdoor space. With its modern finishes, flexible layout, and move-in ready feel, this home offers the perfect balance of comfort and functionality. Schedule your private showing today!

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 1
  • Direct Access
  • Door Single
  • Driveway
  • Garage
  • Garage Door Opener
  • Inside Entrance
  • Kitchen Level

Lot

  • Back Yard
  • Lawn
  • Landscaped
  • Level

Community

Neighborhood

  • Subdivision: Sycamore Springs

Schools

  • District: Denison ISD
  • Middle: Henry Scott,Mcdaniel
  • High: Denison

Financial & listing details

Listing

  • Price per sq ft: $175
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,688/mo

Principal & interest
$1,586/mo
Property taxes
Not available
Homeowners insurance (est.)
$102/mo
Loan amount
$197,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Bernard Bell

OmniKey Realty, LLC.

972-480-8280

MLS #
21279487

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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