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Financing available

$535,000

1044 E Woodridge Road, Waxahachie, TX 75165

5
beds: 3.5
baths: 3,236
sqft

Est. with seller financing: $4,717/mo

Single-family
Built in 1988
87,773 sq ft lot
$165/sqft
Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

**Call & ask how you can lower your payments for the first year!** Situated on just over 2 scenic, tree-covered acres in the desirable Rutherford Crossing community, this stunning 5-bedroom, 3.5-bath home offers the ideal balance of space, comfort, and peaceful country living. The well-designed floorplan features multiple living and dining areas, decorative lighting, a spacious kitchen with an island and pantry, and a warm wood-burning fireplace perfect for gathering. The private primary suite creates a relaxing retreat, while the secondary bedrooms provide ample space for family, guests, or a home office. Enjoy quiet mornings or entertaining evenings on the covered patio overlooking the expansive backyard. Located in Palmer ISD with no HOA, this property delivers the serenity of country living while remaining conveniently close to Waxahachie shopping, dining, and major commuter routes. Come see this home today!!

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Eat In Kitchen
High Speed Internet
Kitchen Island
Pantry
Walk In Closets

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Ceiling Fans, Electric

Appliances

Dishwasher
Electric Oven
Electric Range
Electric Water Heater
Disposal
Microwave

Fireplace

Fireplaces: 1
Wood Burning

Laundry

Washer Hookup
Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Features

Rain Gutters

Construction

Style: Traditional, Detached
Stories: 2
Roof: Composition
Foundation: Slab

Parking

Carport
Driveway

Lot

Acreage
Back Yard
Lawn
Landscaped

Community

Neighborhood

Subdivision: Rutherford

Schools

District: Palmer ISD
Elementary: Palmer
Middle: Palmer
High: Palmer

Financial & listing details

Listing

Price per sq ft: $165
County: Ellis
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,717/mo

Down payment10% ($53,500)10%20%

See If You Qualify

Principal & interest: $3,874/mo
Property taxes: $593/mo
Homeowners insurance (est.): $250/mo

Loan amount: $481,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Lydia Metcalfe, Realty Of America, LLC · MLS #21267198 · 512-788-9495

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.