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Financing available

$495,000

10451 N State Highway 78, Ravenna, TX 75476

4
beds
2.5
baths
1,992
sqft

Est. with seller financing: $4,338/mo

  • Single-family
  • Built in 2024
  • 73,878 sq ft lot
  • $248/sqft
  • Fannin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Modern farmhouse charm meets peaceful country living! Built in 2024 and updated in 2025, this inviting home combines contemporary design, thoughtful details, and the beauty of a spacious country setting. Surrounded by mature trees with a sense of privacy on three sides, the property offers room to breathe while remaining convenient to Bonham and surrounding communities. Step inside to discover 10-foot ceilings, attractive wood-look flooring, and an open living area designed for comfortable everyday living and entertaining. A striking fireplace anchors the living room, complemented by beautiful dark blue cabinetry and floating shelves. The adjoining kitchen features crisp white cabinetry, generous counter space, a farmhouse sink, and an extended granite countertop with seating. A spacious pantry provides additional storage. The primary suite offers a comfortable retreat with a generously sized closet and an attractive bathroom featuring dual vanities and a beautifully tiled tub and shower surround. Outside, the full-width covered back porch invites you to slow down and enjoy the view. Imagine morning coffee overlooking the lawn, afternoons beneath the mature trees, and evenings spent relaxing in your own backyard. Parking and storage are exceptional, with an oversized two-car garage plus a five-car covered carport! With its classic white board-and-batten exterior, dark accents, modern finishes, and inviting outdoor spaces, this home offers the country lifestyle you've been looking for. Come home to a little more space, a little more privacy, and a place where you belong! Some photographs have been virtually staged to illustrate furniture placement and potential use of space.

Listing courtesy of Carol Layman, Better Homes & Gardens, Winans · MLS #21425801 · 903-357-1777

Facts & features

Interior

Features

  • Built In Features
  • Granite Counters
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Appliances

  • Dishwasher

Fireplace

  • Fireplaces: 1
  • Decorative
  • Living Room

Exterior & lot

Features

  • Private Yard

Construction

  • Style: Detached
  • Stories: 1

Parking

  • Garage spaces: 2
  • Additional Parking
  • Covered
  • Carport
  • Detached Carport
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Lighted

Lot

  • Acreage
  • Back Yard
  • Cleared
  • Lawn
  • Level
  • Many Trees

Community

Neighborhood

  • Subdivision: Abst: A1010 JF Stephens, Acres 1.696

Schools

  • District: Bonham ISD
  • Elementary: Evans
  • Middle: Rather
  • High: Bonham

Financial & listing details

Listing

  • Price per sq ft: $248
  • County: Fannin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,338/mo

Principal & interest
$3,585/mo
Property taxes
$522/mo
Homeowners insurance (est.)
$231/mo
Loan amount
$445,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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