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Financing available

$459,000

105 Cedar Ridge, Lowry Crossing, TX 75069

3
beds
2
baths
2,428
sqft

Est. with seller financing: $4,149/mo

  • Single-family
  • Built in 1986
  • 65,427 sq ft lot
  • $189/sqft
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

A rare 1.5-acre property offering the freedom, space, and flexibility that’s hard to find in McKinney. With no HOA and animals permitted, this property is ideal for a hobby farm, small commercial farm, family compound, or anyone looking to enjoy a peaceful home with room to spread out. A standout feature is the enclosed garage, converted into full living quarters with a kitchen, full bath, and private access—perfect for extended family, guests, or multigenerational living. The main home features 3 bedrooms and 2 baths, providing comfortable living with plenty of potential to make the space your own. The roof is only 2 years old, offering valuable peace of mind for the next owner. Outside, enjoy a large private backyard with a covered patio and detached gazebo, plus detached covered parking with enclosed storage for lawn and farm equipment. Established fruit trees and plenty of usable acreage provide room for gardening, animals, recreation, or future possibilities. This is a unique opportunity to own acreage without HOA restrictions while still enjoying the convenience of high speed internet connectivity with Starlink. Create the peaceful, flexible lifestyle you’ve been looking for—all with room to grow and make the property your own!

Facts & features

Interior

Features

  • Built In Features
  • High Speed Internet
  • In Law Floorplan
  • Kitchen Island
  • Multiple Master Suites
  • Pantry
  • Tile Counters
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Laminate
  • Simulated Wood

Appliances

  • Dishwasher
  • Electric Oven
  • Electric Range
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Living Room
  • Masonry
  • Wood Burning

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Private Yard
  • Rain Gutters
  • Storage

Construction

  • Style: Ranch, Detached
  • Stories: 1
  • Roof: Composition, Shingle
  • Foundation: Slab
  • Materials: Brick

Parking

  • Additional Parking
  • Concrete
  • Detached Carport
  • Driveway
  • No Garage
  • Storage

Lot

  • Acreage
  • Back Yard
  • Cleared
  • Lawn
  • Level
  • Subdivision
  • Few Trees

Community

Neighborhood

  • Subdivision: Sunset Acres 2 Add

Schools

  • District: McKinney ISD
  • Elementary: Webb
  • Middle: Johnson
  • High: McKinney North

Financial & listing details

Listing

  • Price per sq ft: $189
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,149/mo

Principal & interest
$3,324/mo
Property taxes
$611/mo
Homeowners insurance (est.)
$214/mo
Loan amount
$413,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Christie Cannon

LPT Realty LLC

972-215-7747

MLS #
21365944

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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