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Financing available

$320,000

105 Iron Horse Lane, Denison, TX 75020

4
beds
2.5
baths
1,700
sqft

Est. with seller financing: $2,496/mo

  • Single-family
  • Built in 2026
  • 9,501 sq ft lot
  • $188/sqft
  • $30/mo HOA
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Warm, modern and thoughtfully finished, 105 Iron Horse Lane brings an elevated sense of style to new construction in Denison’s Katy Crossing. Built in 2026 by Dreams II Reality Group, this 4-bedroom, 2.5-bath home offers 1,700 square feet with a light, inviting palette and carefully coordinated finishes throughout. Natural light fills the open living spaces, where warm wood-look LVP flooring provides contrast against the home’s crisp, neutral interior. The kitchen is especially polished, pairing white cabinetry with quartz countertops, gold hardware and a full-height quartz backsplash that carries the countertop material up the wall for a clean, seamless finish. The result feels bright and sophisticated without losing the warmth that makes a home comfortable. Nearby, the fireplace continues the softer palette with a light, understated finish that blends naturally into the living space. The primary suite carries that same attention to detail into the bath, where the tile, cabinetry, fixtures and finishes were selected to work together. Three additional bedrooms allow the floor plan to adapt easily for family, guests, a home office or other needs. The exterior has its own mix of texture and dimension, combining brick, stone and board-and-batten for a distinctive front elevation. Behind the finishes, batt and Rock wool insulation add enhanced sound control, fire resistance and thermal performance. Complete with a 1-2-10 builder warranty, 105 Iron Horse Lane pairs the benefits of brand-new construction with a finish package that feels intentionally designed from the inside out.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Luxury Vinyl Plank
  • Tile

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 2
  • Electric
  • Living Room
  • Primary Bedroom

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Asphalt
  • Materials: Board And Batten Siding, Brick, Cedar, Rock, Stone

Parking

  • Garage spaces: 2
  • Garage
  • Garage Door Opener
  • Garage Faces Side

Lot

  • Back Yard
  • Lawn

Community

Neighborhood

  • Subdivision: Katy Crossing

HOA

  • Denison Katy Crossing HOA

Schools

  • District: Denison ISD
  • Elementary: Mayes
  • Middle: Henry Scott,Mcdaniel
  • High: Denison

Financial & listing details

Listing

  • Price per sq ft: $188
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,496/mo

Principal & interest
$2,317/mo
Property taxes
Not available
Homeowners insurance (est.)
$149/mo
HOA dues
$30/mo
Loan amount
$288,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Brittney Kelley

TDRealty

817-890-7325

MLS #
21405382

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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