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Financing available

$375,000

105 MCDONALD, Mineola, TX 75773

4
beds: 2
baths: 2,506
sqft

Est. with seller financing: $3,594/mo

Single-family
Built in 1984
6,970 sq ft lot
$150/sqft
Wood County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Immaculately maintained duplex is move-in ready for immediate income potential or multi-generational living. Each unit is 2-bedroom, 1-bath with 1-bay garage. The large living area is flooded with natural light and features built-in bookcases and cabinets. The kitchen features a breakfast room, built-in desk and full-sized pantry. Each unit has a utility room separated from living spaces with washer and dryer hookups. The primary bedroom features a walk-in closet plus there are four other hall or utility closets in each unit. Between the built-in cabinets and closets, there’s loads of storage. There are covered porches in back overlooking a fenced area for the pets. Roof replaced in 2020. Double pane windows replaced in 2016. LVP and carpet replaced in 2016 in one unit and in 2025 in the other. Only two blocks from downtown Mineola making movies, restaurants, and shopping within walking distance! Whether you want to live in one unit and rent the other, take care of extended family, or invest in rental property, this a great location! Kitchen items and furnishings negotiable.

Listing courtesy of Karen Baldwin, Jones & Co. Realty Group, LLC · MLS #21411913 · 903-594-8185

Facts & features

Interior

Features

Built In Features
Eat In Kitchen
High Speed Internet
Pantry
Walk In Closets

Heating & cooling

Heating: Central
Cooling: Central Air, Ceiling Fans

Flooring

Carpet
Luxury Vinyl Plank

Appliances

Dishwasher
Electric Cooktop
Electric Oven
Disposal
Gas Water Heater
Refrigerator

Exterior & lot

Construction

Stories: 1
Roof: Composition
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 2
Door Multi
Driveway
Garage Faces Front
Garage
Garage Door Opener

Lot

Corner Lot

Community

Neighborhood

Subdivision: MINEOLA TOWNSITES

Schools

District: Mineola ISD
Elementary: Mineola
Middle: Mineola
High: Mineola

Financial & listing details

Listing

Price per sq ft: $150
County: Wood
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,594/mo

Down payment10% ($37,500)10%20%

Get Pre-Qualified

Principal & interest: $2,716/mo
Property taxes (est.): $703/mo
Homeowners insurance (est.): $175/mo

Loan amount: $337,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements