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Financing available

$699,000

105 Proctor Lane, Decatur, TX 76234

4
beds
2.5
baths
2,803
sqft

Est. with seller financing: $6,144/mo

  • Single-family
  • Built in 2021
  • 100,972 sq ft lot
  • $249/sqft
  • Wise County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

A refined custom modern farmhouse completed in 2021, sited on 2.318 acres and offering 2,803 square feet of thoughtful living. Clean board-and-batten siding and painted brick, contrasted by striking black exterior windows, set an elegant tone that continues inside. The open floor plan anchored by a warm wood-burning fireplace with a brick hearth, burnished concrete floors, and granite counters throughout. Sun-filled living spaces and a dedicated dining room framed by expansive windows invite daily gatherings and gracious entertaining. The eat-in kitchen features a custom cabinetry, a large island, custom wood vent hood, granite countertops, and a convenient coffee bar with an in-wall water refill. The walk-in pantry features custom cabinetry, roll out drawers and shelving designed for organization and smart storage solutions. Four bedrooms, 2.5 baths and a generous second-floor bonus room provide flexible private quarters. The primary bedroom features views to the expansive back yard, an ensuite bath retreat with a freestanding soaking tub, separate custom tile shower and large walk-in closet. Practical luxury is evident in the dedicated laundry and mudroom with backpack hooks, drawers and full size washer and dryer hookups. The large covered front and rear porches extend living outdoors, while the partially creek-lined back yard is expansive enough to accommodate a pool, outdoor kitchen, or bespoke landscaping to realize your backyard dreams. The back yard fence is 2 in x4 in pipe with wire mesh, ideal for protecting pets and landscaping. Vehicle and hobby conveniences include a long concrete driveway, two-car garage, and a 30x30 open-cell insulated shop with a lean-to roof for boat or extra-vehicle shelter. The yard is perfectly ready for a new pool! Nestled in a quiet neighborhood of similarly distinguished properties and less than 15 minutes from Decatur, this home blends country acreage with refined finishes for a serene yet sophisticated lifestyle.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Concrete

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Electric Range
  • Disposal
  • Plumbed For Gas
  • Refrigerator
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Family Room
  • Gas
  • Raised Hearth
  • Wood Burning
  • Insert

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Asphalt
  • Foundation: Slab
  • Materials: Board And Batten Siding, Brick

Parking

  • Garage spaces: 2
  • Garage
  • Garage Door Opener
  • Kitchen Level
  • Lighted
  • Paved
  • Garage Faces Side

Lot

  • Acreage
  • Back Yard
  • Corner Lot
  • Lawn
  • Native Plants
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Walnut Grove Estates Ph1a

Schools

  • District: Decatur ISD
  • Elementary: Young
  • Middle: Mccarroll
  • High: Decatur

Financial & listing details

Listing

  • Price per sq ft: $249
  • County: Wise
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,144/mo

Principal & interest
$5,062/mo
Property taxes
$756/mo
Homeowners insurance (est.)
$326/mo
Loan amount
$629,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Rosie Hayes

Post Oak Realty West

(940) 384-7355

MLS #
21406670

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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