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Financing available

$539,800

10503 Waters Drive, Irving, TX 75063

4
beds: 2.5
baths: 2,458
sqft

Est. with seller financing: $5,203/mo

Single-family
Built in 1994
6,665 sq ft lot
$220/sqft
$80/mo HOA
Dallas County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

MOTIVATED SELLER! Beautifully updated 4-bedroom, 2.5-bath home in desirable Valley Ranch. The private backyard backs to the scenic Valley Ranch water canal, offering peaceful views and added privacy. Features include hardwood floors, fresh interior paint, updated lighting, and a remodeled kitchen with quartz countertops and stainless steel appliances. Major updates include roof (2021), foundation repair with transferable warranty (2021), and water heater (2026). Solar panels will be PAID OFF at closing, allowing the new owner to enjoy the benefits without assuming the existing loan. Conveniently located near shopping, dining, DFW Airport, and major highways. Seller is motivated—bring your buyers and offers!

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Eat In Kitchen
High Speed Internet
Cable Tv
Walk In Closets

Appliances

Dryer
Electric Oven
Gas Cooktop
Microwave
Refrigerator
Washer

Fireplace

Fireplaces: 1
Dining Room
Kitchen

Exterior & lot

Construction

Style: Detached
Stories: 2

Parking

Garage spaces: 2
Door Multi
Garage Faces Front
Garage
Garage Door Opener

Lot

Retaining Wall

Community

Neighborhood

Subdivision: Lakes Of Valley Ranch Ph 02 Amd

HOA

VALLEY RANCH MASTER ASSOCIATION

Schools

District: Carrollton-Farmers Branch ISD
Elementary: Landry
Middle: Bush
High: Ranchview

Financial & listing details

Listing

Price per sq ft: $220
County: Dallas
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,203/mo

Down payment10% ($53,980)10%20%

See If You Qualify

Principal & interest: $3,909/mo
Property taxes: $962/mo
Homeowners insurance (est.): $252/mo
HOA dues: $80/mo

Loan amount: $485,820
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Millie Nguyen

Century 21 Mike Bowman, Inc.

817-354-7653

MLS #: 21351377

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify