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Financing available

$336,000

10504 Ruffin Drive, Fort Worth, TX 76131

4
beds: 2.5
baths: 1,845
sqft

Est. with seller financing: $3,220/mo

Single-family
Built in 2026
5,128 sq ft lot
$182/sqft
Tarrant County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

BUILDER OFFERING $5,000 IN CONCESSIONS! Welcome to your beautiful new construction home located in this cozy cul-de-sac of Trails of Fossil Creek! The heart of the home is the open concept kitchen, featuring an extended island, gleaming granite countertops, and stainless steel appliances — perfect for entertaining or everyday living. Downstairs you have one guest bedroom and a half bathroom. Upstairs you will find 3 more spacious bedrooms, a flex space and 2 full bathrooms. Bedrooms are equipped with carpet, custom closet systems for functionality and windows offering plenty of natural light. The fully fenced backyard provides privacy and space to relax or play. All of this with no HOA fees and zoned to the highly desirable Northwest ISD. Don't miss this incredible opportunity to own a move-in ready home with premium finishes in a prime Fort Worth location!

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Double Vanity
Eat In Kitchen
Granite Counters
High Speed Internet
Kitchen Island
Loft
Multiple Staircases
Pantry
Cable Tv
Walk In Closets

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Electric

Flooring

Carpet
Luxury Vinyl Plank

Appliances

Dishwasher
Electric Range
Disposal
Microwave

Exterior & lot

Features

Private Yard

Construction

Style: Detached
Stories: 2
Roof: Composition
Foundation: Slab
Materials: Board And Batten Siding

Parking

Garage spaces: 2
Covered
Driveway
Garage

Lot

Back Yard
Cul De Sac
Interior Lot
Lawn
Subdivision

Community

Neighborhood

Subdivision: Trails of Fossil Creek

HOA

NewPad Building Company

Schools

District: Northwest ISD
Elementary: Berkshire
Middle: Wilson
High: Eaton

Financial & listing details

Listing

Price per sq ft: $182
County: Tarrant
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,220/mo

Down payment10% ($33,600)10%20%

Check Your Financing Options

Principal & interest: $2,433/mo
Property taxes (est.): $630/mo
Homeowners insurance (est.): $157/mo

Loan amount: $302,400
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Cooper Conger, Conger Group Texas · MLS #21310526 · 817-518-5008

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.