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Financing available

$319,500

10508 Ruffin Drive, Fort Worth, TX 76131

3
beds: 2.5
baths: 1,595
sqft

Est. with seller financing: $2,463/mo

Single-family
Built in 2026
5,019 sq ft lot
$200/sqft
Tarrant County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome home to the Oakley — BUILDER TO OFFER $5,000 TOWARDS CLOSING COST!! A thoughtfully designed two-story home offering 1,595 square feet of comfortable living space with 3 bedrooms, 2.5 bathrooms, and a 2-car garage. The open main level is ideal for everyday living and entertaining, featuring luxury vinyl plank flooring throughout the living and kitchen areas, granite countertops, and a convenient half bath for guests. Upstairs, all three bedrooms provide privacy and separation from the main living areas, complemented by plush carpet in the bedrooms and on the stairs. A dedicated full-size washer and dryer area upstairs adds everyday practicality right where you need it. Step outside to your 10x10 uncovered patio and enjoy a large, sodded backyard fully enclosed by a 6-foot wood privacy fence — the perfect space for relaxing, entertaining, or letting the pets roam. Conveniently located in the highly desired Northwest ISD and centrally near 287 and I-35 for quick commutes to Fort Worth, Denton or Dallas.

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Eat In Kitchen
Granite Counters
High Speed Internet
Kitchen Island
Multiple Staircases
Pantry
Walk In Closets

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Electric

Flooring

Carpet
Luxury Vinyl Plank

Appliances

Dishwasher
Electric Range
Disposal
Microwave

Laundry

Common Area

Exterior & lot

Construction

Style: Detached
Stories: 2
Roof: Composition
Foundation: Slab

Parking

Garage spaces: 2
Concrete
Driveway
Garage Faces Front
Garage
Garage Door Opener

Lot

Back Yard
Cul De Sac
Interior Lot
Lawn
Landscaped
Subdivision

Community

Neighborhood

Subdivision: Trails of Fossil Creek

HOA

NewPad Building Company

Schools

District: Northwest ISD
Elementary: Berkshire
Middle: CW Worthington
High: Eaton

Financial & listing details

Listing

Price per sq ft: $200
County: Tarrant
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,463/mo

Down payment10% ($31,950)10%20%

Check Your Financing Options

Principal & interest: $2,314/mo
Property taxes: Not available
Homeowners insurance (est.): $149/mo

Loan amount: $287,550
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Cooper Conger, Conger Group Texas · MLS #21315640 · 817-518-5008

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.