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Financing available

$599,900

10512 Flat Creek Trail, McKinney, TX 75072

5
beds
3.5
baths
3,745
sqft

Est. with seller financing: $5,600/mo

  • Single-family
  • Built in 2011
  • 7,013 sq ft lot
  • $160/sqft
  • $88/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome home to this beautifully maintained 5-bedroom, 3.5-bathroom residence offering an ideal blend of comfort, functionality, and location. Conveniently situated near shopping, dining, major highways, the PGA district, and the all-new Universal Kids Resort, this home is also within walking distance to Scott Elementary. Pride of ownership is evident from the moment you arrive with attractive drive-up appeal and a charming covered front porch creating a warm welcome. Inside, soaring cathedral ceilings and an open stairwell make a stunning first impression, complemented by a dedicated office and formal dining room perfect for working from home and entertaining. The heart of the home features an inviting living area anchored by a beautiful stone fireplace, seamlessly connecting to the kitchen and breakfast nook with peaceful views of the backyard. The spacious primary suite is conveniently located on the main level and offers a relaxing ensuite bath complete with dual vanities, a deep soaking tub, separate shower, and walk-in closet. A half bath downstairs provides added convenience for guests. Upstairs, you'll find four generously sized secondary bedrooms, two full bathrooms, and an oversized game room loft that offers endless possibilities for recreation, media space, or a second living area. Step outside to enjoy the large covered patio overlooking a private backyard with plenty of room for outdoor entertaining, play, and relaxation.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Cable Tv

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Hardwood

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas
  • Vented Exhaust Fan
  • Water Purifier

Fireplace

  • Fireplaces: 1
  • Gas Starter

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Door Multi
  • Driveway
  • Garage Faces Front

Pool

  • Community

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Reserve At Westridge Ph 1d The

HOA

  • Lone Star Management

Schools

  • District: Frisco ISD
  • Elementary: Scott
  • Middle: Roach
  • High: Heritage

Financial & listing details

Listing

  • Price per sq ft: $160
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,600/mo

Principal & interest
$4,344/mo
Property taxes
$888/mo
Homeowners insurance (est.)
$280/mo
HOA dues
$88/mo
Loan amount
$539,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Kevin Andrews, Local Pro Realty LLC · MLS #21313027 · 469-993-3121

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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