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Financing available

$379,900

106 E 3rd Street, Prosper, TX 75078

3
beds: 2
baths: 1,707
sqft

Est. with seller financing: $3,390/mo

Single-family
Built in 1965
12,197 sq ft lot
$223/sqft
Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Open House Saturday, October 10th, 2PM-4PM. Rare opportunity just one block from Downtown Prosper! This fully renovated single-story home sits on a hard-to-find double lot totaling approximately .28 acres in Bryant's First Addition. Featuring 3 bedrooms, 2 updated bathrooms, luxury vinyl plank flooring throughout, and a bright, functional layout, this home is move-in ready. The oversized backyard provides plenty of room for a future pool, outdoor living space, garden, or additional improvements. A powered 20' x 12' workshop with 110V service offers excellent space for storage, hobbies, or projects, plus dedicated RV parking adds even more flexibility. Originally built in 1965, the home has been thoughtfully updated while maintaining the character of this established Prosper neighborhood. Enjoy walkable access to Downtown Prosper, local dining, community events, and nearby amenities. BACK ON MARKET: Previous buyer attempted to obtain a commercial variance from the City. Property is being offered for residential use.

Facts & features

Interior

Features

Built In Features
Decorative Designer Lighting Fixtures
High Speed Internet
Open Floorplan
Cable Tv
Natural Woodwork

Heating & cooling

Heating: Central, Energy Star Qualified Equipment, Natural Gas
Cooling: Central Air, Ceiling Fans, Electric, Energy Star Qualified Equipment

Flooring

Luxury Vinyl Plank
Vinyl

Appliances

Dishwasher
Disposal
Gas Range
Gas Water Heater
Microwave

Laundry

Washer Hookup
Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Features

Garden
Lighting
Private Entrance
Private Yard

Construction

Style: Ranch, Detached
Stories: 1
Roof: Composition, Shingle
Foundation: Pillar Post Pier, Slab
Materials: Brick, Wood Siding

Parking

Driveway
On Site

Lot

Back Yard
Cleared
Interior Lot
Lawn
Landscaped
Level

Community

Neighborhood

Subdivision: Bryants First Add

Schools

District: Prosper ISD
Elementary: Judy Rucker
Middle: Reynolds
High: Prosper

Financial & listing details

Listing

Price per sq ft: $223
County: Collin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,390/mo

Down payment10% ($37,990)10%20%

Check Your Financing Options

Principal & interest: $2,751/mo
Property taxes: $462/mo
Homeowners insurance (est.): $177/mo

Loan amount: $341,910
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Brandon Hays, Real Broker, LLC · MLS #21302899 · 855-450-0442

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.