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Financing available

$399,900

106 Snyder Ranch Road, Trinidad, TX 75163

4
beds
3
baths
2,560
sqft

Est. with seller financing: $3,502/mo

  • Single-family
  • Built in 1987
  • 45,912 sq ft lot
  • $156/sqft
  • $13/mo HOA
  • Henderson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

BEAUTIFUL HOME WITH ACREAGE ON CEDAR CREEK LAKE! Situated on this private cul-de-sac w oversized driveway is a GORGEOUS ranch style home w pretty curb appeal & 3 lots totaling over an acre! Step inside to find a formal dining & living area large enough for ALL your guests to enjoy! Lovely windows provide natural light around the home plus laminate wood flooring throughout makes cleaning a breeze! The main living area boasts a stunning rock heatilator fireplace with raised hearth & pretty, custom built-ins! Large breakfast nook PLUS breakfast island & HUGE kitchen boasting double oven, quartz counters, walk-in pantry, butler's pantry & instant hot water at the sink! There is no shortage of storage space in this home! Cabinets & closets at every turn! All bedrooms are large & there is a separate office that could also be used as a 5th bedroom! Primary bathroom shower was just renovated. Roof was replaced in 2022 & other improvements in the last few years include flooring, paint inside and out, water heater, quartz countertops, garage door, lighting, 2 pull down stairs to attics & extended driveway for RV or boat parking! Garage has extra storage space & there is a packing shed for all your lake toys! Step outside to enjoy your BEST LAKE LIFE under this massive covered patio overlooking the water! So much yard to play in too! There truly is so much to enjoy here! There is a boat launch next to the property which is a BONUS for getting your boat into the water quickly! Nestled along the Trinity River & near the shores of Cedar Creek Lake, Trinidad offers a blend of small-town charm, rich heritage & access to one of the most popular recreational regions in East Texas. This quaint little town sits between two major waterways, the Trinity River to the west & Cedar Creek Lake to the east, creating a unique natural landscape that has shaped the community since its earliest days. Come discover why so many residents have made Lake Life their BEST life!

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Paneling Wainscoting
  • Cable Tv
  • Natural Woodwork
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Fireplaces, Geothermal
  • Cooling: Central Air, Ceiling Fans, Electric, Geothermal

Flooring

  • Laminate
  • Wood

Appliances

  • Double Oven
  • Dishwasher
  • Electric Oven
  • Electric Range
  • Disposal
  • Microwave
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Insert
  • Heatilator
  • Living Room
  • Masonry
  • Raised Hearth
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Fire Pit
  • Lighting
  • Private Entrance
  • Private Yard
  • Rain Gutters
  • Storage

Construction

  • Style: Ranch, Traditional, Detached
  • Stories: 1
  • Roof: Composition, Shingle
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Additional Parking
  • Concrete
  • Covered
  • Door Single
  • Driveway
  • Enclosed
  • Garage
  • Garage Door Opener
  • Inside Entrance
  • Kitchen Level
  • Lighted
  • On Site
  • Open
  • Outside
  • Oversized
  • Parking Pad
  • Private
  • Garage Faces Side
  • On Street

Lot

  • Acreage
  • Back Yard
  • Cul De Sac
  • Backs To Greenbelt Park
  • Greenbelt
  • Interior Lot
  • Lawn
  • Landscaped
  • Level
  • Native Plants
  • Subdivision
  • Few Trees
  • Waterfront
  • View: Water

Community

Neighborhood

  • Subdivision: Key Ranch Estates #1

HOA

  • Key Ranch POA

Schools

  • District: Malakoff ISD
  • Elementary: Malakoff
  • Middle: Malakoff
  • High: Malakoff

Financial & listing details

Listing

  • Price per sq ft: $156
  • County: Henderson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,502/mo

Principal & interest
$2,896/mo
Property taxes
$406/mo
Homeowners insurance (est.)
$187/mo
HOA dues
$13/mo
Loan amount
$359,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

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How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Lanae Humbles, Twenty-Two Realty · MLS #21383739 · 817-703-2012

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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