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Financing available

$539,990

1068 Oak Creek Circle, Royse City, TX 75189

5
beds
3
baths
2,988
sqft

Est. with seller financing: $4,821/mo

  • Single-family
  • Built in 2006
  • 65,776 sq ft lot
  • $181/sqft
  • Hunt County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Beautiful custom built home situated on 1.5 acres on a guiet cul-de-sac street with no HOA. Property boasts 5 bedrooms , 3 bathrooms along with a 440 square foot flex space that could be used as a second living area or a 6th bedroom. Open floor concept boasts a beautiful corner fireplace and a massive kitchen complete with island and double oven. This home layout is perfect for entertaining friends and family. The primary bedroom is seperate from the secondary rooms allowing for added privacy. The primary suite features trayed ceilings, large windows and a bathroom complete with a seperate tub and shower as well as dual sinks. The outside provides plenty of room for family and pets to stretch their legs and the treed area in the back of the property is an added bonus. Since the property is located outside the city limits enjoy an evening bonfire complete with star gazing and smores to melt away the stress of the day. The property has recently had carpet installed, fresh paint, bathroom vanities painted, faucets, and light fixtures replaced. A roof will be put on prior to closing. The detached 20x30 garage has doors on both sides for easy access for vehicles, lawn equipment, tools, etc making it a great workshop. Come check out this country charmer before it is gone. Roof will be replaced prior to closing

Facts & features

Interior

Features

  • Eat In Kitchen
  • Cable Tv

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Wood

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Water Heater
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Stone

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 4
  • Garage

Lot

  • Acreage

Community

Neighborhood

  • Subdivision: Oak Creek Estates

Schools

  • District: Royse City ISD
  • Elementary: Fort
  • Middle: Ouida Baley
  • High: Royse City

Financial & listing details

Listing

  • Price per sq ft: $181
  • County: Hunt
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,821/mo

Principal & interest
$3,910/mo
Property taxes
$659/mo
Homeowners insurance (est.)
$252/mo
Loan amount
$485,991
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Brandy Schultz

Orbit Realty Group, LLC

972-768-6125

MLS #
21305435

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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