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Financing available

$410,000

107 Cottonwood Drive, Fate, TX 75189

4
beds
2
baths
1,845
sqft

Est. with seller financing: $3,666/mo

  • Single-family
  • Built in 2000
  • 21,736 sq ft lot
  • $222/sqft
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Wouldn't it be awesome to live less than 6 miles away from BUC-EE'S? Situated on approximately 0.5 acres, this immaculately maintained property offers an abundance of indoor and outdoor living space with a desirable split-bedroom floor plan and open-concept design ideal for everyday living and entertaining. The spacious backyard features an above-ground pool, lovely landscaping, an enclosed patio for year-round outdoor living, and a dedicated picnic area perfect for gatherings. An added concrete driveway provides additional parking for vehicles, a boat, or other recreational needs. Recent improvements include new windows in 2021, a lawn sprinkler system installed in 2023, a new water heater in 2025, and a 30-year Class 3 impact-resistant roof in August 2026. A new electrical panel and hookup for 5th Wheel in 2019 plus the sellers also installed a new wood privacy fence along the shed side of the property. A section of the existing chain-link fence remains on the neighbor's side, while the new wood fence was installed approximately 4 inches inside the sellers' property line to preserve the mature pecan tree and beautiful vines. Thoughtfully cared for and beautifully maintained, this property offers a wonderful combination of space, privacy, comfortable living, and pride of ownership. Come see for yourself.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Open Floorplan
  • Pantry
  • Paneling Wainscoting
  • Cable Tv
  • Natural Woodwork
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Wood

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Wood Burning

Laundry

  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

Features

  • Lighting
  • Rv Hookup

Construction

  • Style: Ranch, Traditional, Detached
  • Stories: 1
  • Roof: Composition, Shingle
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Additional Parking
  • Door Single
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Rv Access Parking

Pool

  • Above Ground
  • Pool

Lot

  • Acreage
  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Sleepy Hollow Ph II

Schools

  • District: Royse City ISD
  • Elementary: Anita Scott
  • Middle: Royse City
  • High: Royse City

Financial & listing details

Listing

  • Price per sq ft: $222
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,666/mo

Principal & interest
$2,969/mo
Property taxes
$506/mo
Homeowners insurance (est.)
$191/mo
Loan amount
$369,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Tonia Felczer

Tonia Felczer Top Dog RE & Mgt

972-978-1972

MLS #
21356578

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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