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Financing available

$409,900

115 Butternut Drive, Fate, TX 75087

5
beds: 2.5
baths: 3,004
sqft

Est. with seller financing: $3,804/mo

Single-family
Built in 2006
11,021 sq ft lot
$136/sqft
$60/mo HOA
Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

**MOTIVATED SELLER** SELLER CONCESSIONS AVAILABLE! Welcome to this beautifully renovated home in the highly desirable Woodcreek master-planned community in the City of Fate and Royse City ISD. Situated on a premium 0.25-acre cul-de-sac lot, this spacious 3,004 sq. ft. home offers modern updates, functional living space, and outstanding community amenities. Property Highlights • 5 bedrooms with walk-in closets • Dedicated home office • 2.5 updated bathrooms • Two living areas • Open-concept floor plan with abundant natural light • Oversized primary suite with sitting area and large walk-in closet • Six-car driveway • Covered patio and oversized backyard • Ample storage throughout Move-In Ready Updates • Fresh interior paint (2026) • New carpet (2026) • New tile flooring (2026) • Modern ceiling fans and updated lighting (2026) • HVAC replaced (2021) • Roof replaced (2022) • Gutters and sprinkler system (2024) Renovated Kitchen • Quartz countertops • Designer backsplash (2025) • Renovated pantry (2025) • LG stainless steel appliances including refrigerator, range, microwave, washer & dryer Updated Bathrooms • Remodeled primary bath with dual vanities and redesigned walk-in shower (2026) • Renovated guest bath (2026) • Renovated half bath (2026) Woodcreek Amenities • Community pools • Dog park • Fishing ponds • Walking trails • Parks & playgrounds • Sports courts • Community events Prime Location • Minutes to I-30 • Near H-E-B • Close to Lake Ray Hubbard • Near The Harbor Rockwall • Convenient to shopping, dining, and schools This meticulously updated home offers the space buyers want with today's most desirable finishes in one of Fate's most sought-after communities. Major updates are complete, making this home truly move-in ready and priced to sell!

Facts & features

Interior

Features

Built In Features
Decorative Designer Lighting Fixtures
Eat In Kitchen
Granite Counters
High Speed Internet
In Law Floorplan
Kitchen Island
Multiple Master Suites
Pantry
Smart Home
Cable Tv
Vaulted Ceilings
Walk In Closets

Heating & cooling

Heating: Central, Electric, Energy Star Qualified Equipment
Cooling: Central Air, Ceiling Fans, Energy Star Qualified Equipment

Flooring

Carpet
Ceramic Tile

Appliances

Some Gas Appliances
Convection Oven
Dishwasher
Disposal
Microwave
Plumbed For Gas
Refrigerator
Vented Exhaust Fan

Fireplace

Fireplaces: 1
Family Room
Gas
Gas Log
Gas Starter

Laundry

Washer Hookup
Dryer Hookup
Laundry In Utility Room

Exterior & lot

Features

Lighting
Rain Gutters

Construction

Style: Traditional, Detached
Stories: 2
Roof: Shingle
Foundation: Slab
Materials: Brick, Wood Siding

Parking

Garage spaces: 2
Garage Faces Front
Garage
Garage Door Opener
Lighted

Pool

Community

Community

Neighborhood

Subdivision: Woodcreek Ph 2a

HOA

Woodcreek HOA

Schools

District: Royse City ISD
Elementary: Vernon
Middle: Bobby Summers
High: Royse City

Financial & listing details

Listing

Price per sq ft: $136
County: Rockwall
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,804/mo

Down payment10% ($40,990)10%20%

Check Your Financing Options

Principal & interest: $2,968/mo
Property taxes: $585/mo
Homeowners insurance (est.): $191/mo
HOA dues: $60/mo

Loan amount: $368,910
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Clifton A J Johnson, eXp Realty, LLC · MLS #21338896 · 888-519-7431

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.