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Financing available

$410,000

386 Phillips Court, Fate, TX 75087

4
beds
3
baths
2,754
sqft

Est. with seller financing: $3,828/mo

  • Single-family
  • Built in 2005
  • 10,454 sq ft lot
  • $149/sqft
  • $67/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Beautifully maintained home with outstanding curb appeal featuring a striking rock and brick elevation, professional landscaping, and a premium greenbelt lot backing to a walking trail for added privacy and scenic views. This spacious floor plan offers 4 bedrooms, 3 full baths, a dedicated study, game room, and two generous living areas, providing flexibility for entertaining, working from home, or multigenerational living. The open kitchen is equipped with stainless steel appliances and overlooks the main living space, creating the perfect gathering place. The covered patio is ready for outdoor entertaining with wiring for speakers, plumbing for a gas grill, and a 220-volt connection for a future hot tub. Inside, the living areas, primary suite, and game room are prewired for surround sound and CAT5 networking. Located in the desirable Woodcreek community with convenient access to parks, trails, community amenities, shopping, dining, and Rockwall ISD schools. This is a home that combines comfort, technology, and an exceptional location. Come see it today and fall in love!

Facts & features

Interior

Features

  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • In Law Floorplan
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Vaulted Ceilings
  • Wired For Data
  • Natural Woodwork
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Wood

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas

Fireplace

  • Fireplaces: 1
  • Gas
  • Living Room

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Private Yard
  • Rain Gutters
  • Storage

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Concrete
  • Driveway
  • Enclosed
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Inside Entrance
  • Kitchen Level
  • Lighted
  • Oversized
  • Garage Faces Side
  • Side By Side

Pool

  • Community

Lot

  • Back Yard
  • Backs To Greenbelt Park
  • Greenbelt
  • Interior Lot
  • Lawn
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Woodcreek Ph 1a

HOA

  • Woodcreek Fate Homeowners Association

Schools

  • District: Rockwall ISD
  • Elementary: Billie Stevenson
  • Middle: Herman E Utley
  • High: Rockwall

Financial & listing details

Listing

  • Price per sq ft: $149
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,828/mo

Principal & interest
$2,969/mo
Property taxes
$601/mo
Homeowners insurance (est.)
$191/mo
HOA dues
$67/mo
Loan amount
$369,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Tod Franklin, DFWCityhomes · MLS #21330419 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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