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Financing available

$395,000

559 Reed Drive, Fate, TX 75087

4
beds
3
baths
2,985
sqft

Est. with seller financing: $3,745/mo

  • Single-family
  • Built in 2005
  • 8,189 sq ft lot
  • $132/sqft
  • $60/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this beautiful 4-bedroom, 3-bath home in the desirable Woodcreek community of Fate, zoned to highly acclaimed Rockwall ISD and within walking distance of Billie Stevenson Elementary. Offering just under 3,000 square feet, this thoughtfully designed floor plan features the primary suite and a secondary bedroom downstairs, while upstairs you’ll find two additional bedrooms connected by a Jack-and-Jill bath, plus a spacious game room or second living area. The heart of the home is the updated kitchen, complete with a large center island, walk-in pantry, abundant cabinetry, and an open layout that’s perfect for entertaining. A formal dining room and dedicated home office provide both elegance and functionality. The private primary suite offers a relaxing retreat with dual vanities, a garden tub, separate shower, and an oversized walk-in closet. Additional highlights include neutral fresh paint throughout, a large utility room with a sink and room for a freezer, a covered back patio for outdoor living, and a tandem 3-car garage featuring a brand-new epoxy floor. Enjoy all the amenities Woodcreek has to offer, including a neighborhood pool, parks, playgrounds, walking trails, and convenient access to shopping, dining, and major highways. This move-in-ready home combines space, comfort, and an unbeatable location.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Dishwasher
  • Disposal
  • Gas Range
  • Microwave

Fireplace

  • Fireplaces: 1
  • Wood Burning

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Pillar Post Pier, Slab
  • Materials: Brick

Parking

  • Garage spaces: 3
  • Door Single
  • Driveway
  • Garage
  • On Street

Pool

  • Community

Lot

  • Interior Lot
  • Landscaped

Community

Neighborhood

  • Subdivision: Woodcreek Ph 1a

HOA

  • Woodcreek HOA

Schools

  • District: Rockwall ISD
  • Elementary: Billie Stevenson
  • Middle: Herman E Utley
  • High: Rockwall

Financial & listing details

Listing

  • Price per sq ft: $132
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,745/mo

Principal & interest
$2,860/mo
Property taxes
$641/mo
Homeowners insurance (est.)
$184/mo
HOA dues
$60/mo
Loan amount
$355,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Katie Reames, League Real Estate · MLS #21327438 · 817-608-7755

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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