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Financing available

$307,000

108 Prairie Creek Road, Red Oak, TX 75154

3
beds
2
baths
1,401
sqft

Est. with seller financing: $2,733/mo

  • Single-family
  • Built in 1982
  • 25,308 sq ft lot
  • $219/sqft
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

BACK ON MARKET DUE TO BUYER FINANCING NO CITY TAXES, NO HOA, Qualifies for $0 DOWN Nestled on just over half an acre in a quiet, established neighborhood, this well-maintained 3-bedroom, 2-bathroom home offers space, comfort, and endless potential. In addition to the spacious living areas, you'll find a versatile flex room that can be used as a home office, game room, workout space, or even a guest area to fit your needs. Pride of ownership shines throughout this property, which has been lovingly cared for over the years. While it could benefit from some cosmetic updates, it provides a fantastic opportunity to personalize and add value while enjoying the peace and privacy of a larger homesite. BONUS: This property qualifies for 100% USDA financing, meaning eligible buyers may be able to purchase with zero down payment. We have a preferred lender available to help determine eligibility and guide buyers through the process. Don't miss your chance to own a beautiful piece of Red Oak with room to grow, relax, and make it your own! Buyer and Buyer's agent to independently verify all information, including schools, square footage, and room measurements. Information deemed reliable but not guaranteed.

Listing courtesy of Chelsie Andrews, Inderman + Leija · MLS #21305632 · 903-915-9010

Facts & features

Interior

Features

  • Eat In Kitchen
  • Cable Tv
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Laminate
  • Tile

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven

Fireplace

  • Fireplaces: 1
  • Masonry

Exterior & lot

Construction

  • Style: Ranch, Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 1
  • Garage Faces Side
  • Storage

Lot

  • Acreage
  • Back Yard
  • Cleared
  • Lawn

Community

Neighborhood

  • Subdivision: Prairie View

Schools

  • District: Red Oak ISD
  • Elementary: Eastridge
  • Middle: Red Oak
  • High: Red Oak

Financial & listing details

Listing

  • Price per sq ft: $219
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,733/mo

Principal & interest
$2,223/mo
Property taxes
$367/mo
Homeowners insurance (est.)
$143/mo
Loan amount
$276,300
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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