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Financing available

$499,000

108 Santa Lucia Drive, Anna, TX 75409

5
beds: 4.5
baths: 4,058
sqft

Est. with seller financing: $4,916/mo

Single-family
Built in 2023
5,998 sq ft lot
$123/sqft
$133/mo HOA
Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

** 2.99% Rates (5.80% APR)* Plus, Receive $10,000 Toward Closing Costs & $700 Per Month For a Minimum of 2 Years After Closing When You Make Your Payments Through MegPrime Pay. Starting October 1st, Limited Time Only. Terms and Conditions Apply ** Brand New Construction by Megatel Homes! Lagoon life is coming to AnaCapri, a master-planned community in Anna ISD that combines luxury living with small-town charm in one of the fastest-growing cities in the area. From top-rated schools and lush parks to luxury fitness facilities and a resort-style lagoon, AnaCapri delivers an elevated lifestyle designed for comfort and lasting memories. Move In Ready & Never Occupied! Megatel Homes Barcelona plan is a 2-story, 4,058 square foot home featuring 5 spacious bedrooms, 4.5 bathrooms, a grand entry foyer, a study, formal dining and breakfast spaces, extended living room, a loft, a media room, extra storage space, and a 2-car garage with an added tandem bay. Expertly designed for modern living, this home showcases a smart, luxurious layout with open-concept spaces ideal for daily comfort and seamless entertaining. Situated on a 50 ft lot, this home is available with elevation A, showcasing a distinct and stylish exterior design.

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
High Speed Internet
Cable Tv
Vaulted Ceilings

Heating & cooling

Heating: Central, Natural Gas
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Carpet
Tile

Appliances

Dishwasher
Electric Oven
Gas Cooktop
Microwave
Tankless Water Heater
Vented Exhaust Fan

Fireplace

Fireplaces: 1
Gas Starter

Exterior & lot

Features

Rain Gutters

Construction

Style: Detached
Stories: 2
Roof: Composition
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 2
Door Single
Garage Faces Front
Garage
Garage Door Opener
Storage
Tandem

Lot

Interior Lot
Irregular Lot
Landscaped
Many Trees
Subdivision
Sprinkler System

Community

Neighborhood

Subdivision: AnaCapri

HOA

Guardian Association Management

Schools

District: Anna ISD
Elementary: Lorenzo Dow Hendricks
Middle: Clemons Creek
High: Anna

Financial & listing details

Listing

Price per sq ft: $123
County: Collin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,916/mo

Down payment10% ($49,900)10%20%

Check Your Financing Options

Principal & interest: $3,614/mo
Property taxes (est.): $936/mo
Homeowners insurance (est.): $233/mo
HOA dues: $133/mo

Loan amount: $449,100
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Jagjit Singh, Jagjit Singh · MLS #21303233 · 214-620-9277

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.