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Financing available

$270,000

109 Churchill Lane, Pottsboro, TX 75076

2
beds: 1
baths: 1,133
sqft

Est. with seller financing: $2,361/mo

Single-family
Built in 1966
19,646 sq ft lot
$238/sqft
Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Charming updated 2-bedroom, 1-bath lake house just a short stroll from the shores of beautiful Lake Texoma. Situated on almost a half-acre treed lot and in sought-after Pottsboro ISD, this inviting home blends cozy lake-area charm with major recent improvements, making it ideal as a full-time residence, weekend getaway, or investment property. Recent updates include a new HVAC and new roof in 2025, brand new subfloor and luxury vinyl plank flooring throughout, freshly painted interior in 2026, new hot water heater in 2026, new stove and refrigerator in 2024, new dishwasher in 2025, and new electrical boxes in 2026. A separate two-car garage with an interior workshop adds excellent space for storage, hobbies, or projects. Enjoy the relaxed lake lifestyle in a home that is move-in ready and packed with valuable updates. Located outside city limits for the benefit of no city taxes and just one mile from Lighthouse Marina, where you can enjoy water rentals, fishing and peacefulness.

Facts & features

Interior

Features

Open Floorplan
Pantry

Heating & cooling

Heating: Central
Cooling: Central Air

Flooring

Luxury Vinyl Plank

Appliances

Dryer
Dishwasher
Electric Range
Washer

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Block
Materials: Brick, Wood Siding

Parking

Garage spaces: 2
Boat
Garage Faces Front
Garage
Workshop In Garage

Lot

Back Yard
Hardwood Trees
Lawn
Level
Many Trees

Community

Neighborhood

Subdivision: Hi-Land Acres

Schools

District: Pottsboro ISD
Elementary: Pottsboro
Middle: Pottsboro
High: Pottsboro

Financial & listing details

Listing

Price per sq ft: $238
County: Grayson
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,361/mo

Down payment10% ($27,000)10%20%

See If You Qualify

Principal & interest: $1,955/mo
Property taxes: $280/mo
Homeowners insurance (est.): $126/mo

Loan amount: $243,000
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Michael Greiner, My Castle Realty · MLS #21337219 · 713-683-0054

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.