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Financing available

$299,900

109 N Island Drive, Terrell, TX 75160

3
beds
2.5
baths
2,103
sqft

Est. with seller financing: $2,937/mo

  • Single-family
  • Built in 2022
  • 6,011 sq ft lot
  • $143/sqft
  • $35/mo HOA
  • Kaufman County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Room to relax, gather, and entertain! This inviting two-story home in Terrell offers 3 bedrooms, 2.5 baths, and a spacious upstairs game room. A covered front porch welcomes you into an open layout connecting the living room, dining area, and kitchen. Gray cabinetry, stainless steel appliances, a large center island with breakfast bar seating, and generous counter space make the kitchen a standout. Wood-look flooring in the kitchen and dining area complements the home’s neutral color palette and abundant natural light. All three bedrooms are upstairs, including a spacious primary suite featuring a large walk-in closet and an ensuite bath with separate vanities and a glass-enclosed shower. The game room provides flexible space for movie nights, hobbies, or a second living area. A downstairs half bath, dedicated laundry room with built-in shelving, and attached two-car garage add everyday convenience. Outside, enjoy a generous fenced backyard with a patio ready for your grill and outdoor seating.

Listing courtesy of Melanie Steele, McCaw Properties · MLS #21424621 · 817-491-2553

Facts & features

Interior

Features

  • Eat In Kitchen
  • Kitchen Island
  • Open Floorplan

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Tile

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave
  • Refrigerator

Laundry

  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 2
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Driveway
  • Garage Faces Front

Community

Neighborhood

  • Subdivision: Creekside Estates Ph 4

HOA

  • Texas Star Community Management

Schools

  • District: Terrell ISD
  • Elementary: Long
  • Middle: Furlough
  • High: Terrell

Financial & listing details

Listing

  • Price per sq ft: $143
  • County: Kaufman
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,937/mo

Principal & interest
$2,172/mo
Property taxes
$590/mo
Homeowners insurance (est.)
$140/mo
HOA dues
$35/mo
Loan amount
$269,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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