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Financing available

$389,000

109 Rs County Road 3319, Emory, TX 75440

3
beds
2
baths
1,248
sqft

Est. with seller financing: $3,268/mo

  • Single-family
  • Built in 2004
  • 43,560 sq ft lot
  • $312/sqft
  • Rains County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to country living in the heart of Emory, Texas! This charming 3-bedroom, 2-bath home sits on a beautiful 1-acre lot and offers 1,248 square feet of comfortable living space. Built in 2004, this property provides the perfect blend of peaceful rural living with convenient access to nearby amenities. Located just minutes from the world-famous Lake Fork, you’ll enjoy easy access to fishing, boating, and outdoor recreation. Commuters will appreciate being approximately 75 miles east of Dallas, making it about a 1 hour and 20 minute drive to the Metroplex while still enjoying the tranquility of East Texas. Inside, you’ll find a functional layout featuring 3 spacious bedrooms, 2 full bathrooms, and an inviting living area perfect for everyday living. The expansive 1-acre lot offers plenty of room for outdoor activities, gardening, pets, or future improvements. Located within the highly regarded Rains Independent School District, this property is ideal for first-time homebuyers, families, investors, or anyone looking for a peaceful retreat near Lake Fork. Don’t miss this opportunity to own a slice of East Texas charm with space to grow and room to breathe! 109 RS County Road 3318, Emory, TX — Country living, lake life, and convenience all in one place.

Facts & features

Interior

Features

  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Granite Counters
  • High Speed Internet
  • Open Floorplan
  • Cable Tv
  • Vaulted Ceilings
  • Natural Woodwork
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Electric
  • Cooling: Central Air

Flooring

  • Concrete

Appliances

  • Dryer
  • Dishwasher
  • Electric Range
  • Microwave
  • Refrigerator
  • Washer

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Farmhouse
  • Stories: 1
  • Roof: Shingle
  • Foundation: Slab
  • Materials: Wood Siding

Parking

  • Circular Driveway
  • Driveway
  • Deck

Community

Neighborhood

  • Subdivision: Cedar Oaks Estates

Schools

  • District: Rains ISD
  • Elementary: Rains
  • Middle: Rains
  • High: Rains

Financial & listing details

Listing

  • Price per sq ft: $312
  • County: Rains
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,268/mo

Principal & interest
$2,817/mo
Property taxes
$269/mo
Homeowners insurance (est.)
$182/mo
Loan amount
$350,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Beatriz Reyna, Monument Realty · MLS #21308058 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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