1 / 40

Financing available

$655,000

10964 River Ranch Road, Kemp, TX 75143

3
beds: 3
baths: 2,472
sqft

Est. with seller financing: $5,807/mo

Single-family
Built in 1992
1,772,892 sq ft lot
$265/sqft
Henderson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Room to roam, wildlife to enjoy, and space to make it your own! Situated on approximately 40.7 acres in Kemp, 10964 River Ranch Rd offers an opportunity to embrace country living on a property with a character all its own. Frequent deer sightings bring the landscape to life and make time outdoors part of the appeal. Imagine mornings watching wildlife, afternoons exploring your acreage, and evenings unwinding away from the daily rush. Whether you envision a full-time country home or a weekend escape, this property offers room to spread out and enjoy a change of pace. Come explore River Ranch Rd and discover the possibilities.

Facts & features

Interior

Features

Eat In Kitchen
Kitchen Island
Vaulted Ceilings

Heating & cooling

Heating: Central, Electric, Fireplaces
Cooling: Central Air, Ceiling Fans

Flooring

Carpet
Luxury Vinyl Plank

Appliances

Dishwasher
Electric Oven
Disposal
Microwave

Fireplace

Fireplaces: 1
Masonry

Laundry

Laundry In Utility Room

Exterior & lot

Features

Barbecue

Construction

Style: Traditional, Detached
Stories: 2
Roof: Composition
Foundation: Pillar Post Pier

Parking

Driveway

Lot

Acreage
Interior Lot
Irregular Lot
Many Trees
Waterfront

Community

Neighborhood

Subdivision: River Ranch Sub 18

Schools

District: Kemp ISD
Elementary: Kemp
Middle: Kemp
High: Kemp

Financial & listing details

Listing

Price per sq ft: $265
County: Henderson
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,807/mo

Down payment10% ($65,500)10%20%

See If You Qualify

Principal & interest: $4,743/mo
Property taxes: $758/mo
Homeowners insurance (est.): $306/mo

Loan amount: $589,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Stacey Goodman

eXp Realty, LLC

888-519-7431

MLS #: 21395067

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify