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Financing available

$163,500

1115 S 6th Street, Bonham, TX 75418

2
beds
1
baths
1,178
sqft

Est. with seller financing: $1,318/mo

  • Single-family
  • Built in 1940
  • 21,170 sq ft lot
  • $139/sqft
  • Fannin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this charming 1,178 sq. ft. home nestled on nearly half an acre, offering 2 bedrooms and 1 bathroom, plus a flexible front room that could be used as a bedroom or living room. The spacious, tree-shaded lot features beautiful, mature pecan trees, creating a peaceful outdoor setting with plenty of room for kids to play, pets to roam, or simply enjoy the extra space. A 21’ x 23’ workshop with electricity provides even more versatility—perfect for projects, hobbies, storage, or a dedicated workspace. With its generous lot, mature trees, workshop, and abundant outdoor space, this property offers plenty of opportunity to make it your own and enjoy a little more room to spread out and relax.

Facts & features

Interior

Features

  • Eat In Kitchen
  • High Speed Internet
  • Cable Tv

Heating & cooling

  • Heating: Natural Gas, Wall Furnace
  • Cooling: Wall Window Units

Flooring

  • Luxury Vinyl Plank

Appliances

  • Dryer
  • Gas Range
  • Gas Water Heater
  • Refrigerator
  • Washer

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Materials: Wood Siding

Parking

  • Driveway
  • On Site

Lot

  • Back Yard
  • Corner Lot
  • Lawn
  • Few Trees

Community

Neighborhood

  • Subdivision: JP Simpson

Schools

  • District: Bonham ISD
  • Elementary: Finleyoate
  • Middle: Rather
  • High: Bonham

Financial & listing details

Listing

  • Price per sq ft: $139
  • County: Fannin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,318/mo

Principal & interest
$1,184/mo
Property taxes
$58/mo
Homeowners insurance (est.)
$76/mo
Loan amount
$147,150
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Dale Horton

FanninLand Realty

903-583-8538

MLS #
21400943

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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