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Financing available

$349,000

1118 S Lindsay Street, Gainesville, TX 76240

3
beds: 3.5
baths: 3,000
sqft

Est. with seller financing: $3,436/mo

Single-family
Built in 1925
11,064 sq ft lot
$116/sqft
Cooke County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Step into timeless charm with this beautiful historic home perfectly situated on a corner lot just minutes from the heart of downtown. Whether you're in the market for a personal residence, a charming bed and breakfast or an investment property, this home offers endless possibilities and is currently operating aa successful Airbnb. Inside, you'll find soaring 10 foot ceilings, stunning original hardwood floors, and exquisite architectural details that showcase the home's character. Thoughtful updates throughout, including the kitchen and bathrooms, provide modern comfort while preserving its historical appeal.The basement is ideal as a storm room or work shop. The enclosed sunroom is filled with natural light year-round, creating the perfect space to relax, read or entertain. Don't miss this rare opportunity to own a truly distinctive residence where historic charm, modern elegance, and exceptional investment potential come together in one extraordinary property.

Facts & features

Interior

Features

Built In Features
Chandelier
Decorative Designer Lighting Fixtures
High Speed Internet
Multiple Staircases
Cable Tv
Natural Woodwork

Heating & cooling

Heating: Central
Cooling: Central Air

Flooring

Hardwood
Tile

Appliances

Dishwasher
Electric Cooktop
Electric Oven

Fireplace

Fireplaces: 1
Living Room
Wood Burning

Laundry

In Hall
Stacked

Exterior & lot

Features

Lighting
Rain Gutters

Construction

Style: Traditional, Detached, Historic Antique
Stories: 2
Roof: Composition
Foundation: Pillar Post Pier
Materials: Brick

Parking

Garage spaces: 2
Circular Driveway
Detached Carport
Garage
Garage Door Opener
Garage Faces Side

Lot

Corner Lot
Landscaped
Level
Few Trees

Community

Neighborhood

Subdivision: Gainesville Add

Schools

District: Gainesville ISD
Elementary: Chalmers
Middle: Lee,Gainesvill
High: Gainesvill

Financial & listing details

Listing

Price per sq ft: $116
County: Cooke
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,436/mo

Down payment10% ($34,900)10%20%

See If You Qualify

Principal & interest: $2,527/mo
Property taxes: $746/mo
Homeowners insurance (est.): $163/mo

Loan amount: $314,100
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Natalie Graves, Prime Properties · MLS #21345782 · 940-668-0504

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.