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Financing available

$365,000

1120 Regal Drive, Garland, TX 75040

4
beds
2
baths
1,940
sqft

Est. with seller financing: $3,543/mo

  • Single-family
  • Built in 1996
  • 10,672 sq ft lot
  • $188/sqft
  • Dallas County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Sprawling over a quarter-acre lot in Garland’s gorgeous, established Mill Creek Crossing community, this cherished one-owner home has been lovingly maintained to balance timeless elegance with everyday comfort. Major peace of mind comes standard with all-new replacement windows throughout and a recently installed roof, offering enhanced energy efficiency, lasting protection, and potential insurance savings. The beautifully curated floor plan unfolds into elegant formals—a perfect setting for memorable gatherings or a quiet home office. At the heart of the residence, a gourmet kitchen built for culinary enthusiasts features a gas range with double ovens, a double-bowl farmhouse sink, and a center island that opens seamlessly to a sunlit dining nook and an inviting family room anchored by a cozy fireplace. The spacious primary suite serves as a serene sanctuary to unwind at the end of the day, complete with a spa-inspired bathroom and a frameless shower. Three additional generously sized bedrooms are thoughtfully separated from the primary suite, providing exceptional privacy and comfort for family or guests. Outside, the spacious and private backyard features a large covered patio that seamlessly extends the living space outdoors, creating the perfect setting for entertaining, gardening, playtime, pets, or simply savoring fresh air in a peaceful natural setting. Located within Garland ISD’s open-choice school district, the property offers access to the district’s highly regarded magnet and STEM programs, including Walnut Glen Academy for Excellence, Austin Academy for Excellence, and Watson Technology Center. With quick access to major thoroughfares, local shopping, and dining, this exceptional home places the entire Metroplex within easy reach.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • Kitchen Island
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Laminate
  • Tile

Appliances

  • Double Oven
  • Dishwasher
  • Gas Range
  • Microwave

Fireplace

  • Fireplaces: 1
  • Family Room
  • Gas Log
  • Gas Starter

Laundry

  • Stacked

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Frame

Parking

  • Garage spaces: 2
  • Door Multi
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Lot

  • Interior Lot

Community

Neighborhood

  • Subdivision: Mill Creek Crossing

Schools

  • District: Garland ISD
  • Elementary: Choice Of School
  • Middle: Choice Of School
  • High: Choice Of School

Financial & listing details

Listing

  • Price per sq ft: $188
  • County: Dallas
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,543/mo

Principal & interest
$2,643/mo
Property taxes
$730/mo
Homeowners insurance (est.)
$170/mo
Loan amount
$328,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Anastasia Riley, Coldwell Banker Realty Frisco · MLS #21388945 · 972-712-8500

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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