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Financing available

$184,900

1124 N 13th Street, Waco, TX 76707

3
beds
2
baths
1,136
sqft

Est. with seller financing: $1,799/mo

  • Single-family
  • Built in 2020
  • 6,795 sq ft lot
  • $163/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Newer Home At This Price?!We are not joking, this home is a prize!Want to live in the heart of Waco?? This inviting home offers the kind of warmth you feel the moment you step onto the property. Mature trees frame the yard, creating a sense of privacy and charm, while the classic exterior hints at the thoughtful details waiting inside. Step through the front door and you’ll find a layout designed for both connection and functionality. Natural light pours through well-placed windows, giving each room an airy, uplifting feel. The living area provides the perfect gathering space for cozy evenings, game nights, or hosting friends. Its flow into the dining area makes entertaining seamless and comfortable. The kitchen welcomes you with beautiful earthy green cabinetry & granite countertops. A thoughtful use of space makes meal prep efficient and enjoyable. Whether you’re cooking for two or hosting a full table, you’ll appreciate the practicality and potential this space provides. You will love the finish out of this home. The flooring throughout is ceramic woodlike tile. Bedrooms are generously sized with flexibility for guests, a home office, or creative space. The primary suite serves as a peaceful retreat at the end of the day. Outside, the backyard offers room to relax, garden, or create your own outdoor oasis. There’s space for pets, play equipment, or weekend barbecues under the Texas sky. The oversized lot provides room to grow your outdoor living dream. Located near ALL The Things...local shopping, dining, schools, and major roadways, this home offers convenience without sacrificing neighborhood charm. Whether you are a first-time buyer, looking to downsize, or seeking an investment opportunity, this property presents incredible value and versatility. If you’ve been searching for a home that blends character, comfort, and location, 1124 N 13th Street is ready to welcome you. Schedule your showing today and discover the possibilities waiting inside.

Facts & features

Interior

Features

  • Granite Counters

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Appliances

  • Dishwasher
  • Electric Cooktop
  • Disposal
  • Microwave

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1

Parking

  • Driveway
  • No Garage

Community

Neighborhood

  • Subdivision: Sanger Sub

Schools

  • District: Waco ISD
  • Elementary: West Avenue
  • Middle: GW Carver
  • High: Waco

Financial & listing details

Listing

  • Price per sq ft: $163
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,799/mo

Principal & interest
$1,339/mo
Property taxes
$374/mo
Homeowners insurance (est.)
$86/mo
Loan amount
$166,410
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Jer'leigh Thompson, Texcel Real Estate, LLC · MLS #21192663 · 682-429-9942

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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