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$319,000

113 Iron Horse Lane, Denison, TX 75020

4
beds
2
baths
1,724
sqft

Est. with seller financing: $3,109/mo

  • Single-family
  • Built in 2026
  • 6,142 sq ft lot
  • $185/sqft
  • $30/mo HOA
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Life never looked so good as it does at 113 Iron Horse Lane in Katy Crossing! Just 1.5 miles from downtown Denison’s delicious eateries, one-of-a-kind boutiques, and charming wineries, you’re also near the Katy Trail and Waterloo Lake for walking, jogging, biking, and outdoor fun. Completed in 2026, this brand-new 4-bedroom, 2-bath home blends contemporary style with thoughtful upgrades. Surrounded by new construction, this home stands out with its contemporary front door featuring sleek horizontal glass panels and a distinctive wood-look garage door. Even better, it’s the most affordable home currently offered in Katy Crossing, making it an exceptional opportunity for modern style and value. Tucked into an intimate cul-de-sac, this setting offers a quieter place for little ones to play and room for families to put down roots. The open-concept layout connects the living, dining, and kitchen spaces for easy living and entertaining. The kitchen features quartz countertops, ambient under-cabinet lighting, and a double-door stainless steel refrigerator. A brand-new LG washer and dryer convey, while spray foam insulation helps improve energy efficiency and keep utility costs in check. The private primary suite overlooks the backyard and is split from the secondary bedrooms. Its ensuite bathroom features a freestanding soaking tub, walk-in shower, and LED backlit mirror. Enjoy a spacious backyard with room for weekend barbecues, pets at play, or relaxing under the Texas sky. Added peace of mind comes with a 1-2-10 StrucSure Home Warranty covering one year of workmanship, two years of mechanical systems, and ten years of structural coverage for the foundation. Texas' third-largest freshwater lake, Lake Texoma, is also a short drive away, offering boating, fishing, hiking, and weekend adventures. From its standout curb appeal to its modern finishes, this is the kind of home you’ll be proud to show off. Come see what makes 113 Iron Horse Lane one to remember!

Listing courtesy of Megan Christensen, Texas Life Real Estate · MLS #21404840 · 903-818-6079

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Pantry
  • Cable Tv
  • Vaulted Ceilings

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave
  • Refrigerator

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Single
  • Driveway
  • Garage Faces Front
  • Garage

Lot

  • Back Yard
  • Interior Lot
  • Lawn

Community

Neighborhood

  • Subdivision: Katy Xing Add

HOA

  • Katy Crossing HOA

Schools

  • District: Denison ISD
  • Elementary: Houston
  • Middle: Henry Scott
  • High: Denison

Financial & listing details

Listing

  • Price per sq ft: $185
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,109/mo

Principal & interest
$2,310/mo
Property taxes
$620/mo
Homeowners insurance (est.)
$149/mo
HOA dues
$30/mo
Loan amount
$287,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

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How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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