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Financing available

$324,000

113 Smith, Tioga, TX 76271

3
beds
2
baths
1,632
sqft

Est. with seller financing: $2,922/mo

  • Single-family
  • Built in 1925
  • 6,839 sq ft lot
  • $199/sqft
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Don't let the 1925 date fool you — this home was essentially reborn in 2022 with all-new HVAC, electrical, and plumbing, plus full foam insulation that makes it as efficient as anything built new today. Sitting on a corner lot in the heart of Tioga, this 3-bedroom, 2-bath home delivers 1,632 square feet of thoughtfully designed living space with an open floorplan, luxury vinyl plank flooring throughout, and finishes that punch well above its price point. The kitchen is the heart of the home — featuring a large island with seating, built-in gas range, quartz countertops, built-in wine cooler, pantry, and a layout that flows naturally into the living area. The primary suite offers a true retreat with dual sinks, garden tub, separate shower, walk-in closet, and an ensuite bath finished to match. The utility room includes built-in cabinets, a sink, and full-size washer & dryer connections. Step outside and you'll find a backyard built for living — covered gazebo with lighting, stone fire pit, artificial turf, concrete patio, and a 13x20 carport with 11-foot clearance. The 18x20 shop with 8-foot sidewalls and electrical is ready for tools, toys, or a workspace. Corner lot location means extra room to breathe. All this in Tioga ISD, with city water, city sewer, and individual gas meter. Move-in ready with nothing left to do but enjoy it.

Facts & features

Interior

Features

  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Natural Woodwork
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Luxury Vinyl Plank

Appliances

  • Some Gas Appliances
  • Built In Gas Range
  • Dishwasher
  • Disposal
  • Microwave
  • Plumbed For Gas
  • Wine Cooler

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Awnings
  • Fire Pit
  • Rain Gutters
  • Storage

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Pillar Post Pier

Parking

  • Driveway
  • Kitchen Level

Lot

  • Corner Lot

Community

Neighborhood

  • Subdivision: Fizer

Schools

  • District: Tioga ISD
  • Elementary: Tioga
  • Middle: Tioga
  • High: Tioga

Financial & listing details

Listing

  • Price per sq ft: $199
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,922/mo

Principal & interest
$2,346/mo
Property taxes
$425/mo
Homeowners insurance (est.)
$151/mo
Loan amount
$291,600
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Chance Kirby, Irick Real Estate · MLS #21239937 · 940-686-5233

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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