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Financing available

$519,900

1150 Waterwood Circle, Rockwall, TX 75087

4
beds
3.5
baths
2,997
sqft

Est. with seller financing: $4,774/mo

  • Single-family
  • Built in 2005
  • 10,803 sq ft lot
  • $173/sqft
  • $38/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Tucked into the sought-after Hillcrest Shores, this two-story brick and stone home makes an impression from the curb and only gets better inside. A quarter-acre corner cul-de-sac lot, a side-entry garage, and timeless masonry give it presence that's hard to find in today's market. Did anyone say Curb appeal, this home has it for days. Drive up to the beautifully painted garage door, the home is surrounded with amazing landscape all around, the front, back and side. Step through the door into bright, open living spaces crowned by soaring ceilings that bring in light and a real sense of grandeur. At the heart of it all is a kitchen built for gathering — an oversized island, generous storage, and effortless flow into the main living areas, ideal whether you're cooking for two or hosting a crowd. The main-floor primary suite is a private retreat, complete with a spa-like ensuite that makes everyday feel like a getaway. Upstairs, the layout offers rare flexibility: a media room finished with custom built-in closets that easily lives as an additional bedroom, plus bonus space that flexes to fit a home office, playroom, or game room as life changes. Out back, a large fenced yard sets the stage for weekend barbecues, morning coffee, and room to roam. The showpiece is a resort-style swim spa — a $50,000+ upgrade — ready to stay for the next owner to enjoy, or to be removed to suit your vision. Space, style, and a location people wait for — this one truly has it all.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Kitchen Island
  • Loft
  • Pantry
  • Vaulted Ceilings
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Fireplaces, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Decorative
  • Gas Starter
  • Wood Burning

Laundry

  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 3
  • Driveway
  • Garage
  • Garage Faces Side

Lot

  • Corner Lot
  • Cul De Sac
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Hillcrest Shores Ph Three

HOA

  • Principal Management Group of North Texas (Associa

Schools

  • District: Rockwall ISD
  • Elementary: Grace Hartman
  • Middle: JW Williams
  • High: Rockwall

Financial & listing details

Listing

  • Price per sq ft: $173
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,774/mo

Principal & interest
$3,765/mo
Property taxes
$728/mo
Homeowners insurance (est.)
$243/mo
HOA dues
$38/mo
Loan amount
$467,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Darren Snow, Orchard Brokerage · MLS #21324056 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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