1 / 24

Financing available

$475,000

117 Emma Court, Decatur, TX 76234

4
beds: 2.5
baths: 2,053
sqft

Est. with seller financing: $3,662/mo

Single-family
Built in 2026
70,785 sq ft lot
$231/sqft
Wise County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

TITLE PAID WHEN PREFERRED LENDER USED!! This stunning home sits on 1.625 acres located in the hidden gem of Naomi Meadows. A small community of 15 homes all sitting on an acre or more ensures you get the space and comfort you've been dreaming about. Warm neutral tones will make decorating this beauty simple and fun! This is a spacious floorplan with 4 bedrooms, 2 bathrooms, and a kitchen with an oversized island that overlooks the living area! Lots of room for entertainment and more than enough room outside to entertain guests! Hello country living !!! Call now for more details!!!!

Facts & features

Interior

Features

Open Floorplan

Flooring

Carpet
Engineered Hardwood
Tile

Appliances

Dishwasher
Electric Oven
Gas Cooktop
Disposal
Microwave
Tankless Water Heater
Vented Exhaust Fan

Fireplace

Fireplaces: 1
Wood Burning

Laundry

Washer Hookup
Dryer Hookup

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Materials: Brick

Parking

Garage spaces: 2
Garage

Lot

Landscaped

Community

Neighborhood

Subdivision: Naomi Meadows

Schools

District: Decatur ISD
Elementary: Carson
Middle: Mccarroll
High: Decatur

Financial & listing details

Listing

Price per sq ft: $231
County: Wise
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,662/mo

Down payment10% ($47,500)10%20%

See If You Qualify

Principal & interest: $3,440/mo
Property taxes: Not available
Homeowners insurance (est.): $222/mo

Loan amount: $427,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Sasha Martin, Agape and Associates LLC · MLS #21113297 · 9403933667

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.