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Financing available

$315,000

1200 N 15th Street, Waco, TX 76707

3
beds
2
baths
2,335
sqft

Est. with seller financing: $2,914/mo

  • Single-family
  • Built in 1918
  • 7,013 sq ft lot
  • $135/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Historic charm meets modern convenience in this beautifully remodeled corner-lot home in the heart of Waco. Originally built in 1918 and thoughtfully updated from top to bottom in 2021, this 3-bedroom, 2-bath home offers 2,335 square feet of inviting living space, timeless character, and incredible flexibility. From the moment you arrive, the oversized covered front porch, classic curb appeal, high ceilings, abundant windows, and exposed brick details set the tone. Inside, an open-concept layout creates an easy flow between the living, dining, and kitchen areas. The kitchen features stainless steel appliances, a gas range and griddle, and beautiful floating wood shelves. The spacious basement adds even more versatility and can be used as a game room, home office, gym, or additional flex space. The extensive 2021 renovation included the roof, Hardi-plank siding, Low-E windows, doors, plumbing, electrical, HVAC and attic ductwork, flooring, lighting, paint, bathroom finishes, and more. Outside, the property is fully privacy fenced with a double side-entry gate, gravel rear parking, and a large storage building offering abundant storage and potential for additional use. Located directly across from West Avenue Elementary and within walking distance of local dining, coffee, and neighborhood amenities, this home puts you in the middle of one of Waco's established and revitalizing areas. Just minutes from Baylor University, Downtown Waco, and Magnolia, the location is hard to beat. Whether you're looking for a beautifully updated primary residence, an investment opportunity, or a property with flexible living and work space, this home offers a rare combination of character, updates, and location.

Facts & features

Interior

Features

  • High Speed Internet

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Carpet
  • Luxury Vinyl Plank

Appliances

  • Dryer
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Range
  • Microwave
  • Refrigerator
  • Washer

Fireplace

  • Fireplaces: 1
  • Living Room

Laundry

  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Pillar Post Pier

Parking

  • Additional Parking

Community

Neighborhood

  • Subdivision: Dickey

Schools

  • District: Waco ISD
  • Elementary: West Avenue
  • Middle: Cesar Chavez
  • High: Waco

Financial & listing details

Listing

  • Price per sq ft: $135
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,914/mo

Principal & interest
$2,281/mo
Property taxes
$486/mo
Homeowners insurance (est.)
$147/mo
Loan amount
$283,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Mayra Perez

EG Realty

254-218-4220

MLS #
21372611

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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