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Financing available

$319,900

121 Tracy Drive, Waxahachie, TX 75165

3
beds
2
baths
1,391
sqft

Est. with seller financing: $2,805/mo

  • Single-family
  • Built in 1983
  • 32,626 sq ft lot
  • $230/sqft
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

In Waxahachie! Enjoy the freedom of living outside city limits with no HOA while staying just minutes from shopping, dining, and major roadways. On nearly an acre, this well-maintained 3-bedroom, 2-bath home with a 2-car garage offers the perfect blend of space, comfort, and convenience. Step through the patio doors to a spacious covered back patio, ideal for relaxing or entertaining year-round. The large, fenced backyard provides a secure area for children or pets, while the additional land beyond the fence offers endless possibilities for gardening, recreation, or future improvements. Need extra storage or a workspace? You'll appreciate the large workshop-storage building with electric, and a heating and air conditioning unit. Perfect for hobbies, projects, or equipment. Inside, the home features an open floor plan with updated laminate flooring and fresh new carpet in the bedrooms. The refrigerator, washer, and dryer may convey. A Cub Cadet riding mower is also negotiable. Additional updates include roof replaced in June 2021, backed by a 30-year warranty, offering added peace of mind. If you've been searching for a well-cared-for home with room to spread out, recent updates, and the benefits of country living without sacrificing convenience, this property is one you won't want to miss!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Open Floorplan
  • Cable Tv

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Laminate

Appliances

  • Dishwasher
  • Electric Oven
  • Electric Range
  • Electric Water Heater
  • Microwave

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Concrete
  • Door Single
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Inside Entrance

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Level
  • Subdivision

Community

Neighborhood

  • Subdivision: Hillview Rev

Schools

  • District: Waxahachie ISD
  • Elementary: Shackelford
  • Middle: Howard
  • High: Waxahachie

Financial & listing details

Listing

  • Price per sq ft: $230
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,805/mo

Principal & interest
$2,317/mo
Property taxes
$339/mo
Homeowners insurance (est.)
$149/mo
Loan amount
$287,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Donna Earnest, Fathom Realty LLC · MLS #21338625 · 888-455-6040

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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