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Financing available

$195,000

1210 Monroe Street, Commerce, TX 75428

4
beds: 1.5
baths: 2,185
sqft

Est. with seller financing: $2,054/mo

Single-family
Built in 1905
6,578 sq ft lot
$89/sqft
Hunt County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

HOUSE RECENTLY PAINTED INSIDE AND OUTSIDE. NEW FLOORING IN KITCHEN AND UPSTAIRS. Welcome to this 100+ year-old home built in 1905 and thoughtfully updated for modern living. This spacious residence features 4 generously sized bedrooms with tall ceilings, 1 and a half baths, and the warmth of original hardwood floors throughout. The heart of the home is a large kitchen with an island, perfect for cooking and entertaining. A separate laundry room offers ample space for a freezer and extra pantry storage, adding both convenience and functionality. Step outside to enjoy the privacy-fenced backyard, complete with a dedicated dog run and plenty of room for a garden or outdoor entertaining. Located just minutes from Texas A&M University-Commerce, as well as local shops, restaurants, and other amenities, this home offers the perfect blend of historic charm, modern updates, and prime location.

Facts & features

Interior

Features

Eat In Kitchen
Kitchen Island
Natural Woodwork
Walk In Closets

Heating & cooling

Heating: Central
Cooling: Central Air, Ceiling Fans

Flooring

Ceramic Tile
Luxury Vinyl Plank
Wood

Appliances

Dishwasher
Disposal
Gas Range
Refrigerator
Vented Exhaust Fan

Laundry

Washer Hookup
Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Features

Dog Run
Rain Gutters

Construction

Style: Craftsman, Detached
Stories: 2
Roof: Composition
Foundation: Pillar Post Pier

Parking

Driveway

Community

Neighborhood

Subdivision: Orig Town Of Commerce

Schools

District: Commerce ISD
Elementary: Commerce
Middle: Commerce
High: Commerce

Financial & listing details

Listing

Price per sq ft: $89
County: Hunt
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,054/mo

Down payment10% ($19,500)10%20%

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Principal & interest: $1,412/mo
Property taxes: $551/mo
Homeowners insurance (est.): $91/mo

Loan amount: $175,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Cheree Ferguson, Coldwell Banker Apex, REALTORS · MLS #21063259 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.