HFPHome Finance
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Financing available

$199,999

5259 County Road 4604, Commerce, TX 75428

2
beds
1
baths
720
sqft

Est. with seller financing: $1,753/mo

  • Single-family
  • Built in 2017
  • 43,996 sq ft lot
  • $278/sqft
  • Hunt County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Country living with a modern farmhouse feel! Situated on just over an acre outside Commerce, this charming 2-bedroom, 1-bath home offers an efficient layout with an open, bright interior and plenty of room to enjoy the outdoors. Built in 2017, the home features luxury vinyl plank flooring, recessed and decorative lighting, an open living and kitchen area, and a clean neutral finish throughout. The kitchen offers generous cabinet and counter space, stainless appliances, and an eat-in dining area. Both bedrooms feature walk-in closets with custom closet systems, while the spacious bathroom includes dual sinks and built-in cabinetry. A convenient stacked washer and dryer area helps maximize the home's 720 square feet. Outside, enjoy covered front and rear porches overlooking approximately 1.01 acres with a large backyard, dog run, and room for animals. The property is served by co-op water, co-op electric, and an aerobic septic system, with no known restrictions or HOA. A great option for anyone looking for a manageable home with some breathing room and a little piece of the country just outside Commerce.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Open Floorplan
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Luxury Vinyl Plank

Appliances

  • Dryer
  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Microwave
  • Refrigerator
  • Washer

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • In Hall
  • Stacked

Exterior & lot

Features

  • Deck
  • Dog Run
  • Lighting

Construction

  • Style: Farmhouse, Modern, Detached
  • Stories: 1
  • Roof: Metal
  • Foundation: Pillar Post Pier
  • Materials: Fiber Cement

Parking

  • Driveway
  • Gravel

Lot

  • Acreage
  • Back Yard
  • Cleared
  • Interior Lot
  • Lawn

Community

Neighborhood

  • Subdivision: LATTA J W ACRES 1.01

Schools

  • District: Commerce ISD
  • Elementary: Commerce
  • Middle: Commerce
  • High: Commerce

Financial & listing details

Listing

  • Price per sq ft: $278
  • County: Hunt
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,753/mo

Principal & interest
$1,448/mo
Property taxes
$212/mo
Homeowners insurance (est.)
$93/mo
Loan amount
$179,999
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Audra Huie

Century 21 First Group

903-885-3146

MLS #
21394340

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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