HFPHome Finance
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Financing available

$160,000

1706 Morse Street, Commerce, TX 75428

4
beds
3
baths
1,802
sqft

Est. with seller financing: $1,383/mo

  • Single-family
  • Built in 1950
  • 8,756 sq ft lot
  • $89/sqft
  • Hunt County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Cute, spacious, and priced to move! This 4 bedroom, 3 bath home on a corner oversized lot in Commerce offers an incredible opportunity for buyers looking for space, flexibility, and value. Inside, you'll find tile and laminate flooring throughout, a recently painted interior, and a bright kitchen featuring granite countertops. The home is all electric and includes a full laundry area for added convenience. One of the standout features is the second primary suite with its own private entrance and full bath, offering flexibility for multigenerational living, guests, or a private retreat. Recent improvements include replaced windows and added insulation, including spray foam insulation. Outside, enjoy a large fenced backyard and an oversized covered back porch stretching along the home, creating plenty of space to relax, entertain, or simply enjoy the outdoors. With four bedrooms, three bathrooms, and a price that's hard to beat, this charming Commerce home is full of possibilities! Storage building across the street is also for sale and can be sold together or separately.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Cable Tv

Heating & cooling

  • Heating: Electric
  • Cooling: Ceiling Fans, Window Units, Wall Window Units

Flooring

  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Range
  • Refrigerator

Laundry

  • Electric Dryer Hookup

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Metal
  • Foundation: Concrete Perimeter
  • Materials: Rock, Stone

Parking

  • Garage spaces: 2
  • Driveway
  • Garage Faces Front
  • Garage
  • Off Street

Lot

  • Back Yard
  • Corner Lot
  • Lawn

Community

Neighborhood

  • Subdivision: Orig Town Of Commerce

Schools

  • District: Commerce ISD
  • Elementary: Williams
  • Middle: Commerce
  • High: Commerce

Financial & listing details

Listing

  • Price per sq ft: $89
  • County: Hunt
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,383/mo

Principal & interest
$1,159/mo
Property taxes
$149/mo
Homeowners insurance (est.)
$75/mo
Loan amount
$144,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Katia Camacho

Bradford Elite Real Estate LLC

903-494-5034

MLS #
21383699

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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